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News & Events

Lakeview Village Adopts New Wellness Slogan: AgeStrong!

By Jackie Halbinjackiehalbin
Lakeview Village Wellness Manager

Lakeview Village’s unique wellness philosophy—long a cornerstone of the lifestyle and culture here—now has an official name: AgeStrong!

AgeStrong! represents a lot of wellness elements familiar to Lakeview residents, and the “picture” of Lakeview’s whole-person wellness philosophy now has a “frame” that highlights its intrinsic value and raises its visibility, both for long-time residents and newer arrivals.

Our wellness philosophy has always been based on whole-person wellness. We hear buzzwords about health and wellness in the news all the time, but the volume can be overwhelming and confusing. I think it’s important that we explain and clarify whole-person wellness, and why it’s unique at Lakeview.

Lakeview stands out because our culture considers the ‘whole’ person of every individual, and concentrates on his or her strengths. Our culture is a critical piece of the Lakeview picture, and it’s something that affects every resident, no matter the age. It’s a holistic approach that breathes positive energy into our environment; it lives with a strong sense of optimism, not despair. Wellness engenders purpose in one’s life, and we all know these are factors leading to a full and happy life.

Screen Shot 2013-11-15 at 4.58.18 PMMost residents are familiar with the six dimensions of whole-person wellness: Intellectual, spiritual, emotional, physical, vocational and social—these dimensions create and promote a balance in life. In addition to these dimensions, there are certain “drivers” toward achieving personal wellness: Self-responsibility, optimism, self-direction, self-efficacy and choices. These drivers help guide us and help us assume responsibility for staying well, being optimistic and avoiding negativity. We do have a say in our lives, and we do have the self-confidence and ‘can-do’ attitude to make the choices that keep us healthy, alert and well.

As residents explore and take part in each dimension, they experience learning and growth in many, if not all, of the others. Does that mean everyone has to run out and do six different activities every day? No—whole-person wellness isn’t a specific program, class or activity—it’s within each and every one of you! You create your own path, and when you do, you’ll find that the dimensions often overlap all of your activities. That’s a good example of whole-person wellness working at its best.

Ken Higdon (Ken and Mary moved to Lakeview in September 2006), is a good example of whole-person wellness in action.Ken thinks bringing Lakeview’s wellness philosophy is a great idea.

“It’s interesting how it all works,” Ken said. “For example, so many of our activities start in our minds. Exercise enlivens the mind, and when your mind is fresh, your sense of well-being improves . . . your attitude is better, you’re more adventuresome and ready for new experiences – socially, intellectually, spiritually, and so on. An even bigger benefit is that a better attitude helps us do a better job of dealing with physical ailments, or issues that might come up and need solving. Like Jackie says, it’s all connected. And with her great charm and wonderful sense of humor, she adds an especially key element to the program: she makes it fun!”

Ken exercises regularly, at least three times a week, and tries to walk for 20 minutes about once a week. In good weather, he likes to take a bike ride. All that may be what keeps Ken mentally sharp and involved in the Lakeview lifestyle. He serves on the Lakeview Foundation Board, and conducts a prayer group once a week.


Jamie Frazier, Lakeview Village president and CEO, points out that several years ago a study was conducted by the Macarthur Foundation, with the results published in a book, “Successful Aging: How The Lifestyle Choices You Make Now–More Than Heredity–Determine Your Health and Vitality”.

“The key findings boiled down to two things more than anything else, both over which we have control,” Jamie said. “They are social interaction or connectedness, and reduction of stress.  Getting adequate sleep and eating a good nutritious diet are extremely important, but the best way to reduce stress is through exercise and having control over your daily choices, both of which promote a positive attitude and extended life.

“The thing about both connectedness and reduction of stress is that no matter when you begin to improve these in your life, the benefits can be immediate and life-sustaining,” he continued. “AgeStrong! is the perfect expression for the opportunities Lakeview Village presents our residents. There are daily, numerous opportunities to develop meaningful relationships in our community through programs, socials, outings, meals, recreation, worship, hobbies, volunteering, philanthropy, etc.  And the independent lifestyle affords choice at every turn, without the stress or concern of future financial or healthcare worries because of the LifeCare we provide. Our community is replete with options to exercise our minds and bodies in all dimensions. There is virtually no better place to AgeStrong! and live better and longer!”


This philosophy has led to a sort of ‘branding’ to our culture; that’s why we’re introducing the new logo. The logo was inspired by the whole-person wellness concept. Each dimension has its own color, and we plan to use the colors to tie dimensions to our various events, programs and activities in the coming new year.

AgeStrong! is unique to Lakeview and helps point our community toward new experiences, growth, challenge, purpose and comfort. It’s your time to engage, become your best self, and live well!

To find out more about Lakeview Village, check out our website, and find us on Facebook.

Buyer Beware

By Emerson Hartzler


Emerson Hartzler

It’s a great country, and the good news is there is virtually no limit to the “stuff” available for purchase. The bad news is there is virtually no limit to the “stuff” available for purchase. For seniors on “fixed incomes,” what we buy and how we buy it can make a real difference in our financial health.

Now there are a lot of honest, hard-working people in stores, banks, car dealerships and brokerage houses. However, these people are facing the ever-present temptation to sell us something that makes their business profitable, but may not be in our best interest as buyers. My advice to clients faced with a major purchasing decision is to ask two questions of the seller:

  1. How much do you (or your business) get paid for this transaction?
  2. Upon what basis do you get paid?

Once you have this information you, the buyer, are in a much better position to understand what might be in the seller’s best interest, but perhaps not in yours.

For example, cars have always been a fascination for me, and I find the way they are sold and serviced most interesting. Car dealers have three major “profit centers.” It might surprise you that the first profit center, the actual sale of a car, is a distant third in the profitability “food chain.” The service department is the most profitable, and the finance department runs a close second.

If you buy a car and pay cash, the dealer makes very little money. When was the last time you saw an ad that showed the actual purchase price of the car? News flash: They don’t want you to pay cash! They want you to lease the car – that way they have a multi-year stream of revenue, and at the end of the lease you may be in for some unpleasant surprises. Your actual mileage may be way over the “low mileage,” lease limit, and of course those door dings need to be fixed. If you don’t have the cash – “no problem, we’ll just roll that bill into your new lease,” and they’ve got you for another five years! No thanks, I’ll pay cash.

And of course most of us seniors wouldn’t think of buying a used car, yet a new car is one of the most rapidly depreciating assets you could ever own. We grew up in an era when “manufacturing quality” was an oxymoron. My first car (yes, I paid cash – all of $200), was on its second engine at 90,000 miles. However, the last car I sold had 203,000 miles on the odometer with nothing major in its repair history. The prices of the last two (used) cars I bought averaged 35 percent of the new car sticker price, or a savings of $21,000 per car.

Now you might think $42,000 is not too much to pay for the advantage of driving a couple of new cars, but that’s not the end of the story. There is also the opportunity cost to consider. That $42,000, invested at an 8 percent rate of return would double twice in 20 years (at which time my driver’s license probably should be confiscated), and that would have a $164,000 impact on my heirs! Now you may not want to accept the risk that accompanies an 8 percent return, but more modest earnings rates would still compound to a number much larger than $42,000. So you might think about those kinds of numbers the next time you are enticed into a new car showroom!

Well, that’s just one (fun) example of the impact of “buying right”. Maybe you can’t change your “fixed income” situation, but you can sure improve your financial picture by knowing the seller’s motivation when you buy those big ticket items.

Emerson Hartzler, MBA, is a Lakeview Village resident, and, though he lives in a retirement community, he continues working as a financial advisor for Triune Financial Partners, LLC, at Lighton Plaza, 7300 College Blvd., in Overland Park, Kan. Reach Triune at 913-825-6100.

Learn more about Lakeview Village–the senior neighborhood of choice, and the largest retirement community in Kansas–by visiting our website at, or find us on Facebook.

Resident Adventures: Skydiving for a Cause
By Don Simmons

By Don Simmons

Skydive Kansas City Instructor Mike Hackemeyer  with Don Simmons By Skydive Kansas City Photographer Brian Posten

Skydive Kansas City Instructor Mike Hackemeyer with Don Simmons
By Skydive Kansas City Photographer Brian Posten

When I was asked (many times) why I would want to jump from a perfectly good airplane, the answer was easy for me. I did not have skydiving on a “bucket list.” In fact, I really don’t have such a list to the best of my knowledge.The only desire I had was to go flying in a hot-air balloon. But since I never was able to get that accomplished, I guess skydiving was next best, exciting thing for me to do.

I thought I was on top of the world when I took four different people, my three children, Gary, Juli and Stacey, and my stepson, Ben, on separate trips to climb to the summit of Long’s Peak (14,259 feet) near Estes Park, Colo. So, I guess I wanted to beat that experience. I had rated that climb above the times I went deep-sea scuba diving in the Caribbean.

Last year I boarded the Lakeview bus to watched five Lakeview Village residents skydive, and, after I witnessed all of the excitement and the fun and energy of all of them, I kicked myself for not signing up and jumping. So right there and then I made myself a promise to do it the following year.

I talked to my doctors concerning my plans for skydiving and they both gave me their OK and said to have fun while doing it. I also talked to my three kids and two of them said to go for it, but my youngest daughter thought I was crazy and had rocks in my head.

I was just one of 15 people, (nine residents, two board members, and four staff members) who participated in Lakeview Village’s 2nd Annual “Good Samaritan Jump” on Saturday, Oct. 12. There were six women and nine men who tandem-jumped as a fundraising event and the residents’ ages ranged from 75 to 90. I really didn’t do anything special to prepare for the jump since you really can’t rehearse it.

All of the jumpers had to arrive at noon at the Butler Municipal Airport just north of Butler, Mo. We had to check in, pay our $180.00 jump fee, show our driver’s license, step on a weight scale to be sure we were not over their weight limit, indicate whether we wanted or not to have a $99.00 video made of each individual making the jump and finally, we were handed a 10-page sign-off release of responsibility form that we had to sign in case anything went wrong.

We attended a training class where we received instructions of proper body position for the freefall, what to do and what not to do. Our instructor explained the special designed parachute system he would be wearing that was built for two persons. There were actually three parachutes, the drogue chute to slow our initial freefall down, the main canopy chute plus a reserve chute that would automatically be activated at a certain altitude.

Then we watch a 25- to 30-minute video explaining in detail the hazards of skydiving that could cause life-threatening injury or death. Of course we all knew there are certain risks in jumping but … the first “funny” thing to cross my mind after viewing it was, it was too bad they didn’t show their video before we all signed off on the 10-page release of liability form or would we rethink our decisions? It was just an after thought, jokingly of course.

But when it came down to the nitty-gritty of it, I felt very comfortable knowing we were in good hands with all of the professional divers, each having over 1,000 prior jumps, not only here but across the country at other jump locations, too, and were extremely well trained. Even the people who pack the parachutes have gone through hours of rigorous requirements of the U.S. Parachute Association.

Next, each participant was fitted with a special diving harness and goggles by several of the professional instructors. We did not wear a parachute since we were jumping tandem and our professional diver was the one wearing all three parachutes.

After getting into our harness, each one was double-checked for proper fittings. The first group of divers took off at approximately 2:15 p.m. Then the next group of Lakeview jumpers of three to four—depending on how many jumpers requested a video camera person—were loaded up when the airplane returned.

The airplane just kept going up with jumpers and then returned and got the next group and so on until everybody jumped. There were six different groups of Lakeview jumpers with the last group not taking off until 4:45 p.m. and landing around 5:30 p.m.

The small twin-turbine King airplane seated about ten persons. We all straddle a long, narrow bench type of seat situated very close to one side of the plane, packed like sardines, one person very close behind the other except a couple of jumpers seated off to the side facing us. After getting seated, my professional Skydive Kansas City jumper buddy named “Pac” securely attached his harness to my harness.

It took the plane approximately 20 minutes to reach the desired altitude of 14,500 feet. It was one thing to sit there in the plane and look out the plastic window at the world below you, but holy moly, it was something when they opened the door and there wasn’t anything between me and the ground. But I did not become alarmed or scared, maybe a little tense. Each one of us were asked if we were sure we wanted to continue on with jumping before going through with it and, of course, I said, “Let’s go for it”. My photographer was already videoing me inside the plane.

When we finally got to 14,500 feet, the first men to jump were a couple of cameramen and one or two Lakeview jumpers. Then went it came to be my turn, I had to head toward the door in a crouched position and very low to the floor. Within just a few seconds, my photographer named Brian exited the airplane just before I went out the door. He literally hung on to a long metal bar mounted outside the plane just above the door with one hand and with his other hand braced himself like Spiderman.

The only error I made was in exiting the open door. I was crouched down very low right at the door with my partner strapped to me. When it came time for me and Pac to jump, the ends of both of my tennis shoes were right up again a raised small aluminum-like strip on the floor. So, when Pac told me to jump and I couldn’t lift my tennis shoes, all he had to do was just lean forward a little on me. It did not take much of a push to exit and we both did an unconventional, unplanned 360-degree somersault coming out the door.

I was going to yell out “Geronimo” to calm my nerves when I was about to exit the plane but I have to admit I sort of lost my focus and concentration when I didn’t exit the right way. But so what, I did all right according to Pac, and he said that other people have done the same thing, too.

Brian, my photographer, started taking a video of me coming out the door with his automatic camera mounted on top of his helmet without the use of his hands. As soon as I left the plane, I was hit by a big blast of air coming at 120 mph and it was much colder than I though it would be at 14,500 feet.

Also since I was exiting behind the engine, I was feeling the full force of the air from the propeller, too. It was a good thing that I wore four layers of clothing and blue jeans. With the ground temperature of 71 degrees, the temperature at 14,500 feet when we exited the plane was 30 degrees colder (at 41 degrees) with the wind chill index of making it feel like 22 degrees on my exposed skin area, particularly my face, ears and my almost-bald head.

When all three of us exited the plane it wasn’t very long before a small drogue chute deployed to slow our decent. Pac gave me hand signals by pushing on the sides of my arms and sides of my legs on what to do since the noise was too loud for each one of us to talk to other. I had to arch my body and look upwards at Brian, my photographer.

The drop of 4,000 feet lasted anywhere from 40-50 seconds until we reached the altitude of 10,500 feet when Pac pulled the cord to open our main parachute, (it seemed like eternity to me). He wore an altimeter on his left wrist that told him our altitude in feet. I was told the 40-50 second freefall was at speeds ranging from 120 to 150 m.p.h. All I was allowed to do during our freefall was to keep both arms across my chest and take a hold of my harness shoulder straps.

But once the main parachute opened, we could talk to one another and I could then hold my hands straight out in front of me and give a thumbs up. I wore big protective goggles over my glasses so I could see everything, but the force of the air was sure pushing my goggles very hard against my forehead, but it really didn’t hurt me. Also there was a rush of air that was being forced into my nose.

Surprisingly, I did not have any trouble clearing my ears on the rapid descent.

It was an extremely beautiful and gorgeous sunny day, not a cloud in sight in the sky and I was told we were looking at things 25 miles away in all directions. We floated on down the rest of the 10,500 feet and made several sharp turns, one to the left and then one to the right and then one a complete circle.

When I got closer to the ground and to the drop zone, I started waving to the crowd below. We made a perfect landing right on target with our feet extended straight out in front of us, touching down on our butts and without being dragged hardly any distance at all. The whole experience was over in about 6 to 7 minutes. All of us had an absolutely wonderful day.

It is not easy for me to come up with words that describe my feelings of what the jump meant and felt to me. But I will try and say it was thrilling, exhilarating, exciting, amazing, fantastic, unbelievable, unimaginable, and an immeasurable experience to me.

Plus my three kids, Gary, Juli and Stacey, were there to see me and cheered me on. It was also so rejuvenating, refreshing, revitalizing and invigorating to me, that I’m still young enough to be adventurous at age 78. And on top of this, I would like to jump again, the good Lord willing.

What an absolute incredible day it was for me and I could not resist celebrating the very special occasion and ending the glorious day by having my favorite meal, crisp corn tortilla chips and salsa, a pork burrito topped with Monterey melted cheese, pico de gallo sauce, guacamole, sour cream, refried beans, some rice and a big margarita with salt at one of my favorite Mexican cantinas.

When you see all of the people having such an enjoyable time, it grows on you. So I would not only encourage, but highly recommend any and all, if healthy enough, to go skydiving for a memorable experience of a lifetime, almost an “out-of-this-world” experience, or at least, something that is not an ordinary and everyday adventure!!!

Plus, we helped raise more than $25,000 for The Good Samaritan Fund, a very unique fund offered by Lakeview Village to offset the cost of care for residents who lose financial resources, through no fault of their own. It’s a very nice thing that Lakeview Village has in place.

All of the jumpers received a certificate certifying that we had successfully complete ground and aerial training and performed a sport tandem parachute jump in accordance with the basic Safety Requirements of the U.S. Parachute Association. Also we have now joined the ranks of being an official “Lakeview Village Skydiving Club” member, bringing the membership to a total of 20 members. Later Ginger Kenny mentioned, “I went skydiving and all I got was a

T-shirt” should be printed on the back of our Lakeview Village Skydiving Club shirts.

To find out more about Lakeview Village, check out our website or find us on Facebook.

Lakeview’s Resident Council: The Opportunity to Help and Serve

By Jim Price

Lakeview Village Resident Council

Lakeview Village Resident Council

In some ways, Lakeview’s Resident Council is a paradox: although it’s an elective body, it passes no legislation, sets no laws, and issues no directives. In reality, the Council’s most important powers lie in discussion, persuasion and above all, communication.

The Council is the key conduit between residents and Lakeview’s administrative officers and support staff. It’s a lively forum in which concerns are aired, and issues of significant importance to residents are discussed and debated—from dining room menus to landscaping concerns to elevator safety. And it represents a great opportunity for every Lakeview resident to represent his or her neighbors, to meet and make new friends throughout the Lakeview campus, and to learn and even improve upon, in a variety of instances, Lakeview’s day-to-day operation.

“The Resident Council is a great opportunity to partner with the Lakeview administration and support staff to help improve the lives of Lakeview residents,” according to Lakeview CEO Jamie Frazier. “It’s also a good way to further enhance the extensive programs and services Lakeview offers. And anyone can play. Volunteer for the Resident Council, and you’ll not only have a chance to help and serve residents in a variety of ways . . . you’ll have an inside view of how Lakeview works. It’s a wonderful learning experience to share with your friends and neighbors.”

Council members represent Heritage, Southridge, Northpointe, Gardenview and the Cottages. Each member elected serves a two-year term, and terms are staggered so that there are veterans and newcomers on the Council at any given point in time.

In fact, a list of Council members, the areas they represent, and their respective responsibilities provides a good picture of the range and issues and topics the Council regularly addresses.

According to Bill Leach, who chairs the Nominating Committee, seven of the 13 positions on the Council will be open for the election, which will be held between Jan. 13-31, 2014. Open positions will be one each from Heritage, Northpointe, Southridge and Gardenview, and three from the garden cottages and villas. And it’s easy to run for a position; simply contact the current council member representing your area for more information.

Roger Blessing, the Council Chair, says working on the council can be both fun and difficult—occasionally at the same time, especially when it involves reviewing and discussing residents’ concerns, ideas and suggestions. “With more than 700 residents at Lakeview, everybody has a better idea on how things can be done,” he says, laughing, “and often they’re right.”

But just as often, or even more so, ideas and suggestions simply aren’t feasible, for whatever reason or reasons. Our job is to take resident input, review it, and then make sure it gets to the right place, either in the administration or with the staff.

We leave it to them to exercise their best judgment, but it’s important to avoid delays and ensure that the right person winds up addressing the issue. We don’t want anything going off in the wrong direction . . . that just frustrates people.”

Council Secretary Ginger Kenney says a wide range of discussions takes place at each meeting. She should know, since her job is to keep a record of what takes place.

“Much of the meetings involve updates from all the neighborhoods – the high-rises, Gardenview, and the cottages and villas,” she explains. “We also keep abreast of staff and administration activities, review items from suggestion boxes, discuss upcoming campus-wide activities, and hear reports from various committees. It can be pretty interesting, because you get a good education on what’s going on at Lakeview beyond your own neighborhood.”

Ginger says she’s not planning on running in the next election, but she encourages anyone with an interest in representing their neighbors on the council, meeting new people, keeping informed and learning more about how Lakeview works, to run for the Council, or nominate someone they know who is of the same mind.

“It can be a very rewarding and exciting opportunity,” she emphasizes.

Bill Leach, who is in the second year of his term as treasurer, believes that the council offers good experiences, interesting issues, and great opportunities to solve residents’ concerns.

“It’s a great way to learn how Lakeview works,” he says, “and I’ve gotten to know a lot of the people in the administration and the support staff. I also chair the Financial Review Committee, which is another great source of learning about the Lakeview operation.”

Ralph Ingebritson, co-treasurer with Bill and still in the first year of his term, says his council service has been among the most positive experiences at Lakeview, along with his volunteer work.

Ralph is especially excited about collecting donations for the Employee Christmas Fund.

“I collect money for this purpose at the end of each month, but it’ll be in the next two to three months when the bulk of the offerings come in,” he says.“I take council membership seriously; people elected me to the position, so I figure I do my job and address resident concerns as best I can. I don’t hesitate to help out when I’m asked. It’s an opportunity to give back, and a great way to get to know other residents, as well as members of the Lakeview staff.”

There are three common benefits that council members point to in their resident council experiences: “keeping up with what’s going on”, meeting new people, and learning more about Lakeview’s operations.

Eldor Kaiser, devotional chair, believes following the staff reports and learning about Lakeview activities is the best part of being on the council.

Jean Elias, resident suggestion coordinator and What-Not Shop liaison agrees wholeheartedly, saying, “Serving on the council is both enjoyable and fruitful. I feel like we get things done and find solutions to residents’ concerns.”

Ann Dickerson, resident welcome and suggestions coordinator, is a relative newcomer, serving for about four months in her first year on the council. But she is a veteran volunteer—at Lakeview and elsewhere at her church, and with the Senior Computer Users Group of Greater Kansas City—and recognizes a good learning opportunity when she sees it.

“I was very pleased to find that everyone on the Council is of the same mind: to make things better,” she says. “And I really like knowing what’s going on elsewhere at Lakeview.”

Tom Kirkwood, program chair and a resident suggestion coordinator for Southridge, appreciates the chance to get involved with and relate to residents all over the Lakeview campus through his participation on the Resident Council.

“I think we get a lot accomplished, especially with the support of the Lakeview administration and staff,” he says. “Sometimes it seems to take a lot of time, but the council is a good place for all of us to apply our expertise and work together to either get solutions to residents’ concerns, or make sure their ideas and suggestions are directed to the right places. As program chair, the challenge is to keep abreast of that calendar! Activities and functions come along pretty quick, so we always have to be looking ahead.”

Lee Will, resident suggestion coordinator, and Elinor Swartz, resident suggestion coordinator and dining committee liaison, both enjoy knowing about current events and activities, and both highlight “communication” as the key to a successful council operation.

Sitting on the Library Board as well as on the Council’s Nominating and Elections Committee, Mike Mueller appreciates the opportunity to “speak our minds in representing our residents” and to meet the challenge of getting things done.

Jamie Frazier holds great respect for council members and the work they do.

“The Resident Council offers an ongoing and timely opportunity for the members and Lakeview management to communicate on many different issues related to the operations and programs of Lakeview Village.

“That includes such things as reports on Channel 4, the Dining Committee, Library and the What-Not Shop; neighborhood meetings; management responses to resident suggestions or concerns; Community Life programs; Community Services issues; financial and marketing updates; and many other items that may affect our residents campus-wide.

“We’re thankful for our council members’ willingness to serve and for the countless hours they volunteer . . . they are selfless and do a wonderful job representing their respective constituencies.”

If the Resident Council sounds like the kind of positive environment in which you’d enjoy taking part, don’t hesitate to contact a current council member, or call Cheryl Howell, executive assistant, at 744-2463.

Living Well–What Does it Mean?

By Jackie Halbin,
Living Well Manager at Lakeview Village


The Living Well staff will be rounding out the rest of the year with a review of the six whole person wellness dimensions: physical, social, vocational, emotional, intellectual and spiritual. We will take a couple of weeks to focus on each dimension and get you thinking about your personal wellness.

In October, we will focus on the physical and social dimensions. What is physical wellness? One definition would be “Living Well.” How does one live well? One could say that living well means taking responsibility for your own health through health screenings, disease prevention, personal safety, and physical activity. Be productive, enjoy the moment, and, if ill, heal the whole person. By maintaining or increasing physical activity, you are more likely to have a better quality of life and suffer fewer disabilities than inactive people. Being physically active keeps blood pressure down, minimizes bone loss as we age, lowers risk of diabetes, manages stress and other chronic disease, and helps maintain weight effectively. Also, being physically active has been shown to prevent cognitive and memory decline. You can easily tie the social dimension into your life by coming to a group exercise class. Come and try one!

The social dimension is humanistic, emphasizes healthy relationships and enhances independence with others and nature by creating harmony in one’s life. Have you ever noticed someone who lives in isolation? Isolation—either actual or perceived—has been shown scientifically to be a powerful risk factor for poor health, both mentally and physically. There is also proof that the more we participate in social activities, the better our overall health becomes.

Rosemary Blieszner and Rebecca G. Adams researched friendship and found that “good friends are critically important to successful aging…Friends can be more important to the psychological well-being of older adults than even family members are” (Blieszner and Adams 1992). Studies have also shown that loneliness can contribute to a range of health issues, form high blood pressure to pain, depression and dementia. Social interaction boosts health and quality of life!

Remember you can boost your health now and prevent decline. Be active! Be social! Join us in class, or join your friends for a walk! Wellness is something that we all can achieve!

To find out more about Lakeview Village, check out our website or find us on Facebook.

How Much is Enough?

How Much is Enough? BoardMember3

Residents and prospective residents of a continuing care retirement community (CCRC) are typically those who have already experienced some measure of financial success. Unless your personal assets are entirely the result of a generous inheritance, you probably have a track record of spending less than you make, avoiding debt, saving for emergencies and future purchases and investing long term. Now in your retirement years, the question is: How much of my accumulated wealth is enough?

Our son retired at the ripe old age of 50 (proving to me once again that life is not fair!), but while he is a bit of an “outlier” in that respect, people are retiring earlier, then living longer than in times past. While living longer is generally a result to be celebrated, it also poses some challenges from a financial point of view.

In an affluent society there is a moral (some would say even spiritual) dilemma of how much of this affluence needs to be kept for oneself, and what might be available for the benefit of others. The people of this great nation have always been known for their generosity, when compared with almost any other developed country. While it has been said that behind every fortune lies a great crime, I find that statement to be a bit cynical. After all, we owe much of our public library system to the Carnegies, and who but Bill Gates would take on projects as ambitious as eradicating diseases in Africa?

While few of us have the resources of the Carnegies and Gates, there seems to be a spirit of giving inculcated into our very being, and most people who have been blessed financially have a genuine desire to share with others. We all know some exceptions to that rule, but often I find people who really want to give generously, but are fearful that if they give to others in need or causes about which they care deeply, their remaining wealth will be insufficient to sustain them through their (hopefully) long lives.

Enter the CERTIFIED FINANCIAL PLANNER™ (CFP®), riding (metaphorically speaking) to the rescue. Actually, it’s not that simple; even an experienced CFP® has no more ability to foretell the future than you do. But these professionals can help with financial projections, based upon reasonable assumptions about the future, and arrive at a general conclusion about just how much is “enough.” This knowledge can be amazingly liberating for those anxious about their giving intentions. There are also some valuable tools that can be used to “hedge your bets” while sharing your wealth.

As a general rule, CCRC residents are a dream to a CFP®! A major portion of the resident’s cost of living is covered by the monthly CCRC fee, and the remaining expenses are typically more discretionary in nature, so the ability to forecast future cash flow needs is greatly enhanced. But the biggest forecasting advantage for the CCRC resident is that a major area of financial risk faced by seniors—financing the cost of long term care—is covered by the CCRC! If your CFP® doesn’t have to factor in that huge contingency, the range of possible financial forecast outcomes is narrowed considerably, and you are much more likely to know the answer to that nagging “How much is enough” question.

Once you have an answer to that question you can start using the many planning tools for creative giving, and one of the best is the Charitable Gift Annuity. This is a real life example of “having your cake and eating it, too!” You can give a gift to your favorite qualified charity (your very own CCRC may qualify), and receive a fixed payout on that gift amount for the rest of your life. You get an initial tax deduction for charitable giving, and the payout rate paid to you is based upon your age (older is better!).

So the “bottom line” is: You really can experience the “joy of generous giving” and still have the expectation that your financial future is relatively secure. Another amazing benefit of CCRC living!

Emerson Hartzler, MBA, is a Lakeview Village resident, and, though he lives in a retirement community, he continues working as a financial advisor for Triune Financial Partners, LLC, at Lighton Plaza, 7300 College Blvd., in Overland Park, Kan. Reach Triune at 913-825-6100.  

To find out more about Lakeview Village, check out our website, or follow us on Facebook.

Skydiving for Seniors: Lakeview Village Residents Jump to Help Neighbors

Ray Stafford takes the dive in 2012 to support Lakeview Village’s Good Samaritan Fund

Former Hess Corporation CEO Ray Stafford considers himself a conservative guy, and “never dreamed” of jumping out of a plane until he found himself thousands of feet in the air in October 2012, free falling to help fellow Lakeview Village residents.

Stafford, Lakeview Village President and CEO Jamie Frazier and three additional residents jumped from a plane in Fall 2012, all to raise money for the Good Samaritan Fund, a fund established to assist Lakeview residents who can no longer afford the full cost of care, through no fault of their own; the fund provides residents with security in knowing that their needs will be met.

In 2012, the jumpers raised more than $13,000 for the Good Samaritan Fund, and in 2013, hope to raise $25,000. In order to do this, residents are out collecting donations, and are looking for at least 12 jumpers to participate in the Oct. 12 jump. Those who jumped last year ranged in age from 78 to 95.

“It’s pretty rare to see a group like this come out,” said Chris Hall, owner and operator of Skydive Kansas City in Orange, Mo., where Lakeview residents will jump this year, and where they jumped last year.

Jamie Frazier, Lakeview Village president and CEO, who plans to jump again this year, added, “Our oldest jumper was 95 last year, and we’ve already had a 90 year old sign up for this year’s jump, which goes to prove that age doesn’t equal vitality. I know of no other retirement community in the nation where several residents have not only jumped together, but have jumped for a great cause–to help one another.”


Ray Stafford lands safely.

The jump is performed tandem-style, which means that participants are strapped to a professional jumper (who has to clock more than 500 jumps over three years in order to be a tandem skydive instructor). There is a free fall for 40 to 70 seconds at speeds of 120 to 150 mph, followed by a five- to seven-minute parachute flight, in which jumpers glide over the landscape.

Stafford said that he found comfort in knowing that the tandem jumpers were required to have a lot of experience in skydiving, and that the parachutes are professionally packed by an FAA-certified rigger. He said that there was a 90-minute orientation process, during which the instructors detailed the jump, and prepared jumpers for their flight.

Hall said that most of his instructors have more than 1,000 jumps under their belt, and place safety as their top priority.

In order to jump, participants fill out forms, and have to pass a physical evaluation where they are tested to see if they can raise their feet (for the landing) and work their back into an arch (for the free fall). Participants must be able to move with the instructor off of the plane; Hall said that they have reconfigured the seating arrangement on the plane that should help make the exit easier for seniors.

“I’ve never met a person who jumped out of an airplane in my 22 years who has said, ‘That was a really bad idea,’” said Hall, who says skydiving is almost always in the Top 10 list of amazing experiences people reflect upon. “They’re going to be reliving their youth in a very unique way on that day, and they’ll never forget that moment, and that’s true for a 19 year old or a 90 year old.”

If skydiving is on your bucket list, here is your opportunity to check it off. Mr. Stafford said that it was a good experience for a good cause.

“I felt good about it. It went pretty fast. It was nice,” said Stafford, who would have jumped again this year if he hadn’t been experiencing some health issues. He will be cheering on jumpers from the ground this year.

Interested residents will be jumping out of a Beechcraft King airplane around 1:30 p.m. on Oct. 12 at Skydive Kansas City, 1413 North Orange in Butler, Mo.

Donations for the Good Samaritan Fund can be dropped off at the Heritage Reception Desk, with checks made out to the “Lakeview Village Foundation,” with “Skydive/GSF” in the memo line. Checks can be sent to Lakeview Village, at 9100 Park St. Lenexa, KS 66215.

To view a video from last year’s jump, click here.

If you are interested in joining us on the jump, call resident and Team Captain Paul Walter at 816-223-6349

G’Day Lakeview! Break out your walking sticks for our next “Passport to Adventure” to Australia!

By Jackie Halbinjackiehalbin
Lakeview Village’s Living Well manager

Exercise is boring? Not at Lakeview Village! This month—as part of our yearlong “Passport to Adventure” series—we’re going on a virtual trip to Australia!

On Sept. 21—from 9 a.m. to 11 a.m.—residents and staff will come together for a “Walkabout,” which is one part exercise, and one part scavenger hunt! Participants will pick up a map of Lakeview Village (turned into the Outback!) at Eastside Terrace. The map is divided into puzzle pieces, and participants will have to piece together the map before embarking on their Walkabout. australia_kangaroo

Along the way, residents will find many unique stops that assimilate Australia; the map will guide them through historic facts and fun hints as they walk the one-mile loop and check off their clues. Participants have the option to explore the “Outback” on their own path, and at their own pace. Once they finish, everyone is treated to coffee, donuts and games.

Participants will see (images of) the famous Ayers rock, crocodiles, koala bears, kangaroos and marble rock, and will be challenged to a boomerang toss, among other games, including trivia and a traditional Australian game called We-me.

This wonderful event also doubles as a fundraiser for Lakeview’s Good Samaratin Fund, which is a fund that assists residents who can no longer afford the full cost of their care, through no fault of their own. We encourage residents to invite friends and family to this event, which embodies Lakeview’s whole-person wellness philosophy; participants will find stimulation through physical, intellectual, social, vocational, spiritual, emotional outlets.

So grab your Crocodile Dundee hat and your walking stick, and join the fun!

“Passport To Adventure” is a theme used this year as a fun way to incorporate whole-person wellness. Each month, we highlight a country, and learn the language, culture and fun and interesting facts before putting it all to use in a major event.  So far this year, we have learned hello, goodbye, and “How are you?” in Russian, French, Italian and Spanish.  We also use the culture and traditions as part of trivia games that test recall –this is mostly used in our group classes, and through our monthly brain-game activities.

Here are our past travels!

  • January: Russia. We listened to a guest speaker, learned the language, and featured the “kettlebell” as a form of exercise (since it was developed in Russia).
  • February: USA. We held a Super Bowl Party, and a “Football History March” followed by a “trip” to Ireland, where we learned Irish dances and jigs. (Residents love seeing their peers perform dances)
  • April: France. We did an “Aqua Splash” promotion and a swimsuit sale “on the French Riviera.”
  • May: Mexico. Cinco de Mayo! A special dance group came in to present Mexican dance.
  • June: Vacation from travels—we held a community picnic.
  • July: Italy. Well—we tasted wine, of course!
  • August: Africa. We held a dance and drum circle, and served up traditional African desserts.

We hope to see you on our next adventure! To find out more about Lakeview Village, check out our website, or follow us on Facebook.

Lakeview Village is Prepared to Care for Boomers

By James K. Frazier, Lakeview portrait-ceo
Village president and CEO

We’ve all heard the story, but Lakeview Village is already heeding the warning: A projected shortage of caregivers for aging Baby Boomers could change the way we age, and who cares for us through retirement, but—with careful planning and an emphasis on care—communities like Lakeview Village are already working to buck the forecasted trend.

AARP, which recently issued the eye-opening report, “The Aging of the Baby Boom and the Growing Care Gap,” projects that by 2050—when Baby Boomers are between 86 and 104—there will only be three caregivers for every senior, down from the average seven caregivers for every senior in 2010.

At Lakeview Village, which is a Life Care continuing care retirement community, we have healthcare employees on staff around the clock, ready to help at all hours. The training our caregivers receive equips them with the tools to address various problems that can arise with seniors—the same healthcare issues that often puzzle adult children thrust into the role of caring for their aging parents. If the projected numbers hold true, our children will increasingly find themselves in the caregiving role.

By definition, the “congregate care” model of a Life Care continuing care retirement community—with all healthcare services on campus—makes use of the economies of scale, so that one-on-one personalized caregiving is often more affordable and more logistically feasible than what is available when one remains in the greater community.

Employees at Lakeview Village are not only experienced, they are committed—and that’s another demographic we—as a society—could lose in 30 years. About 125 of Lakeview’s employees have worked at Lakeview for more than five years; they really know and care for our residents and our residents know and trust them—such a positive environment gives residents security, and offers them a tremendous health benefit. We’re extremely proud of our employees and care for them so they can care for our residents.

The senior living industry will have to keep finding innovative ways to provide care as human resources diminish. Until then, Lakeview Village remains ready and fully equipped to care for seniors today, and is already setting our sights to care for the seniors of tomorrow.

To find out more about Lakeview Village in Lenexa, Kansas, visit our website, and follow us on Facebook. 

Can I Afford the Monthly Fee at a Life Care Continuing Care Retirement Community?

BoardMember3Most of us live in a setting where our month-to-month and periodic expenses are very diverse. A typical household budget may involve a dozen or so major categories of expense and 30 or more individual line items. The Life Care continuing care retirement community (CCRC) monthly fee covers a lot of those line items, and the Life Care CCRC lifestyle has an impact on a number of others. So you are faced with an “apples and oranges” problem trying to compare your current cost of living with what you will experience living in a Life Care CCRC.

From my experience in providing financial advisory services to families, comparing their current cash flow with a new living situation is difficult at best. They will claim they know what they spend each month and each year, and there are a number of expenses that occur in a regular, predictable pattern. Unfortunately, there is typically an equal amount of money that goes to pay expenses that are highly variable from month to month, and even year to year.

The good news is that once you get a handle on where, exactly, your money is being spent now, it is fairly easy to determine where it would be spent should you choose to live in a Life Care CCRC. Then, the answer to the big affordability question is at hand.

The other good news is that it is no longer necessary to dig through mounds of receipts or set up a complex personal accounting system to track what is going on with ALL of your income and expenses. I use a free Internet-based program,, to track, categorize and summarize (by month) all of my financial transactions. Mint is tenacious in capturing every dollar coming in and every dollar going out. I also have about 40 clients who successfully use the Mint system each month.

Usually it takes about three months of Mint data to understand the realities of your current cash flow, and at that point a simple Excel worksheet (or a Big Chief tablet – remember those?) is all it takes to make a valid comparison between your current cash flow and what you would experience living in a Life Care CCRC. You might be quite surprised at how many of those nasty bills go away with Life Care CCRC living. We found that utility bills are pretty much a thing of the past, and grocery shopping is limited (our main meal each day is covered by the CCRC monthly fee). The bills for repainting the house and repairing the roof aren’t coming (ever!), and if one of our appliances breaks, it’s not our problem. I don’t even have to change light bulbs in the ceiling– amazing!

I’ve had the opportunity to help several clients with this “before and after” comparison of cash flow, and as a rule of thumb, it appears the Life Care CCRC monthly fee usually covers about 60 percent of a family’s total monthly expenses. So, if your net income is sufficient to pay the monthly Life Care CCRC fee and still have about 40 percent left over for remaining expenses, you can probably afford the fee. Of course, a rule of thumb is just that, and every situation is unique, but the cash flow comparison exercise outlined above will give you a much more definitive answer to the question of affordability.

The real beauty of a Life Care CCRC–from a financial perspective–is that your future expenses are going to be much more predictable. You can expect regular price increases (Life Care CCRCs have expenses subject to inflation, too), but you can account for that in your long-range financial planning, and there are a host of unpleasant surprises the typical homeowner gets on an all-too-regular basis (Oops, last summer’s drought caused cracks in the basement walls) that will no longer be haunting you.

Finally, the risk of needing copious amounts of cash flow to cover the cost of long-term care is largely mitigated by the Life Care CCRC’s contract for the continuum of care. Personally, I think I can handle an annual cost of living increase in my monthly Life Care CCRC fee; it’s the change from my current monthly fee to that $300 per day rate charged by the typical nursing home ($600 for both spouses) that I don’t want to think about!

Sadly, not everyone can afford to live in a Life Care CCRC. But if you can (and the tools are available to make a reasonable determination), you will be dealing with a lot less uncertainty in your future cash flow, and concern about what the next unpleasant financial surprise might be. Financial advisors like me also love it –it makes our job sooo much easier!

Emerson Hartzler, MBA, is a Lakeview Village resident, and, though he lives in a retirement community, he continues working as a financial advisor for Triune Financial Partners, LLCat Lighton Plaza, 7300 College Blvd., in Overland Park, Kan. Reach Triune at 913-825-6100. Learn more about Lakeview Village–the senior neighborhood of choice, and the largest retirement community in Kansas–by visiting our website at, or checking us out on Facebook.