Tara Depaepe, Author at Lakeview Village

Posts By : Tara Depaepe

Jim & Mary Birkhead Had Every Intention of Staying in Their Overland Park Home

After Touring Retirement Communities, They Changed Their Minds

Jim and Mary Birkhead called Overland Park home for 50 years. Expecting to stay in their house for the duration of their retirement, the Birkheads purchased a home with a master bedroom on the first floor, so, if needed, they could live on one level of their residence as they aged.

“We really thought we would stay there,” Jim said.

As time passed, however, the BIrkheads were spending a lot of time maintaining their residence.

“We had a lawn service and a housekeeper, but it was still a big job,” Mary said.

When Mary started to experience some back pain, she no longer wanted to cook every night or clean up the kitchen. It was at this point that, despite their prior plan to remain in their home, Jim and Mary realized they hadn’t done enough research to rule out a move to a retirement community.

“We picked five retirement communities to visit, near our church and St. Luke’s South, where our doctors practiced,” Jim said.

As the couple visited communities, Jim started to put together a spreadsheet evaluating each option available, including staying put in their home in Overland Park.

“When all was said and done,” Jim said, “Lakeview Village was the best.”

The Birkheads liked Lakeview’s location on 100 acres in a residential neighborhood. As proud dog owners to their pooch, Corky, the couple was pleased with the green spaces for exploring. They appreciated the convenience of attached garage parking, and were comforted with the knowledge that future healthcare is available on-site, should they need it.

But at the end of the day, it was the people at Lakeview Village who sold Jim and Mary on their move.

“We were here, just walking around, and people would be out on their balconies reading a book and say hello like they’d known us forever,” Mary said.

Corky, the couple’s dog, made a smooth transition to their new apartment. Jim had been worried that she wouldn’t adjust, because she was used to a large, fenced-in backyard and a doggie door that allowed her access to the outdoors whenever she wanted. Happily, Corky is thriving in her new home, where neighbors bring her treats, and she receives lots of extra attention from fellow residents.

Jim is quick to point out that the couple didn’t have to move, they chose to move once they discovered the friendly community at Lakeview Village.

Don’t move to Lakeview Village too late!

When considering a move to Lakeview Village, the question of timing often arises. Lakeview Village is designed for residents to move in when they are still independent, before there is any need for assistance. Lakeview LifeCare™, the hallmark of life at Lakeview Village, requires residents to pass a medical and financial screening. Because of this, the greater risk to potential residents is moving too late.

Resident Story: Jane & Ed Hitzelberger

My husband was tired of the G’s: The grind of cleaning gutters, mowing grass, taking out the garbage and buying groceries. We put our name on the waiting list for Lakeview Village, the place we knew we wanted to be…eventually. We had heard, “sooner rather than later,” and “don’t wait too long.” It made sense, but excuses kept interfering with our plan. The economy didn’t seem quite right, the thought of a move sounded overwhelming, and/or the children would be upset if we sold the home they grew up in.

We procrastinated, and gambled on our health holding steady. Unfortunately, a sudden stroke changed everything. We had waited too long. Now what?

The problem was that now only one of us qualified for unlimited Lakeview LifeCare™. We were still able to move to Lakeview Village, but the security of LifeCare – for both of us– had always been part of our plan, and it was no longer available.

Our children jumped right in to help with everything. The house sold, the move went smoothly and the responsibility of taking care of a home was off our shoulders.

Today, we urge prospective residents to decide to move in time to enjoy the activities and friendships of an active community. Being a part of a nurturing community helps you maintain a healthy lifestyle, and our children are relieved that we are settled where we want to be, and they didn’t have to make decisions on our behalf.

Be aware, there is a point where you have waited too long to decide. We were guilty of not following our own advice, but now we are moved in and settled. We are just glad.

Resident Receives Award

Dr. Mani Mani, pictured with his wife Rebekah, is a 2018 Honoree for the 70 over 70 awards.

We are pleased to announce that Lakeview Village resident Dr. Mani Mani has been selected as a 2018 Honoree for the Shepherd’s Center of KC Central inaugural 70 over 70 awards.

Mani Mani, M.D. is professor emeritus in the KU Department of Plastic Surgery. Born in India, Dr. Mani graduated from Christian Medical College in Vellore in 1961 and completed general surgery training there in 1964. While training under the renowned Paul Wilson Brand, M.D., he crossed paths with David Robinson, M.D. That relationship led to an invitation to visit KU Medical Center in 1969 for plastic surgery training and decades of partnership and innovation.

Upon completing his residency, Dr. Mani returned to India. In 1972, Dr. Robinson visited Dr. Mani and asked him to join the faculty at KU. After moving his family to Kansas in 1974, Dr. Mani was selected the medical director for the Gene and Barbara Burnett Burn Center. The protocols for contemporary burn care he developed at the burn center were ultimately adopted as the standard of care by every city, hospital, ambulance, and fire department in the state of Kansas. It then became the standard of care in many parts of the U.S. and abroad including Malaysia, Australia, Kyrgyzstan, and India

Although Dr. Mani officially retired in 1999, he remains active on campus including as a regular lecturer and with his involvement in telemedicine initiatives for the Department of Plastic Surgery with residents around the world.

Dr. Mani and his wife Rebekah have been active residents of Lakeview Village retirement community since August 2015. The Mani’s continue to travel periodically to Vellore, India where he consults on the programs and further development of the Christian Medical College. He is active in the Lakeview community, recently giving presentations on end-of-life issues and addressing the high school graduates who receive college scholarships from Lakeview Village residents. He has also presented travelogues about the countries he has visited and their distinctive cultures.

They Shall Still Bear Fruit in Old Age (Psalm 92:14a)

The food pantry at New Haven Seventh Day Adventist Church started by Lakeview Village resident Faye Martin.

A quiet, unassuming woman lives among us, yet she lives an extraordinary-ordinary life as a champion of serving others. She is 81 years young and resides on the third floor in Heritage at Lakeview Village. Despite her recent hip surgery, she embodies God’s mission to lovingly promote human flourishing since 1962. How is that possible, you may ask? Let me tell you a story about the life of Faye Martin.

By Paula Holmgren-Silvey

Traveling back in history a bit, Faye is called upon to serve during the formative years of a new Johnson County hospital, located at Shawnee Mission Parkway and Interstate 35. In 1962, an opportunity opens up for Faye to assume the position of development of the OB Department at the newly formed hospital. Within three months, Faye is promoted to Director of Nursing. She stays in this position for nine months, organizing the department before leaving to pursue other career goals. Later Faye returns to the hospital, now renamed the Shawnee Mission Medical Center, where she serves the folks of Johnson County for 37 consecutive years from 1967-2004.

In 2004, Faye retires from the hospital to care fulltime for her husband, who contracts bone cancer. It is a precious time for Faye as she serves her husband until his eventual passing in 2011.

After the death of her husband, Faye continues to serve others. While driving to church one morning in 2013, she is struck with a deep thought. Faye believes that God is speaking into her mind and telling her to start a food pantry at her local church.

When she reaches her church, the New Haven Seventh Day Adventist Church, Faye relates her desire to start a food pantry for needy residents in Johnson County. Indeed, she already knows about the many needs right in her own community because of her years serving at the Shawnee Mission Medical Center.

This outreach to the needy within her community should be a holistic ministry, Faye explains, to not only their physical needs but also to their spiritual needs. Pastor Nunes confirms Faye’s desire and tells her that she was already planning to call Faye on the telephone that very week to discuss this possibility!

Ministry to Physical Needs

Thus, the food pantry begins in a small closet at the church and initially ministers to 7-8 needy folks. In the beginning days, the church pastor purchases food across the street at the local Price Chopper on 87th Street. Under Faye’s leadership, others within the congregation also help.

Since those beginning days, the New Haven Church’s food pantry has grown to currently serve over 100 families in the local Johnson County area. Faye encourages the folks coming to the pantry from other areas to find food resources within their own communities. However, nobody will be refused.

New Haven Church ministers to a varied group of guests. There is a community of Hispanics as well as a community of Russian immigrants who regularly visit the pantry. A Russian volunteer helps to translate. The church receives food from Harvesters, Walmart, Natural Grocers, and Panera Bread. In addition, some of the gardeners at Lakeview Village donate their fresh garden vegetables. Twice each month, Harvesters brings a large pallet of boxed food for drive-thru. At Christmas, children receive a bag of toys, with color books or a reading book as a gift from the church.

Ministry to Spiritual Needs

As an outgrowth of Faye’s leadership, a group of prayer intercessors begin meeting together on a weekly basis to pray for incoming individuals and families that regularly visit the pantry. Since those beginning days, the church develops a website that lists the prayer requests of these needy individuals. For example, some ask for prayer to be healed of physical afflictions, or for healing of relational issues among family members, or requests to be baptized.

As a result of these prayer requests, the church for the past two years has been offering clothing, shoes, and toys for the children free of charge through their small clothes closet. Faye thoughtfully smiles and says, “it is the hope of New Haven Church that these folks will wear the clothing to job interviews.”

Maintaining Dignity and Self-Respect

Faye believes it is important for these guests of New Haven Church to retain their self-respect and dignity as they accept these gifts of food and loving care of the church. Faye explains that “this ministry has NOT been designed as simply a grocery store, but rather a place of healing for families.”

One of the many ways that New Haven Church carries this theme of dignity and respect for their guests is to allow the family members to pick what foods they like. Faye notes that “our guests shouldn’t be mandated to accept something that their family members may be allergic to or simply not enjoy eating.”

In addition, Faye continues to be physically present each Tuesday when the church opens its doors for the weekly food distribution. She has cultivated many new friendships among these people groups. Faye relates that “we receive thoughtful expressions of thankfulness for the church’s ministry.” Faye also notes that she derives personal satisfaction from helping the guests that arrive each week at the church.

As a thoughtful apprentice of Jesus Christ, Faye maintains her core calling to promote human flourishing. She practices the biblical mandate to care for the poor and needy among us. She is spunky and determines to be a trail-blazer. She reminds one of the Old Testament prophet, Zechariah, who inspires a small group of discouraged Israelites who return to Israel from captivity in Babylon. They are returning to rebuild the temple and to rededicate their lives to the LORD. Zechariah declares, “For who despises the day of small things?” (Zechariah 4:10 NKJV).

Faye certainly trail-blazes through the days of small beginnings of a Johnson County hospital based on the Adventist Health System philosophy of the “Whole Person Health,” known today as the Shawnee Mission Medical Center. She trail-blazes though the small beginnings of a food-closet at New Haven Church that initially ministers to 7-8 needy folks but now serves over 100 families in the Johnson County area today. Truly, Faye Martin lives an extraordinary-ordinary life as a poster-child for Psalms 92:14-15:
“They shall still bear fruit in old age: they shall be fresh and flourishing, to declare that the LORD is upright…” (Psalm 92:14 NKJV).

Would you like to help the downtrodden and the disenfranchised that live among us in Johnson County? Consider donating a portion of your produce from the Lakeview Village gardens or perhaps canned goods or a clothing donation. Please contact Faye Martin at 913-909-7977 or email her at fayemartin@everestkc.net.

You’ve Decided to Move — Now What?

Lakeview Village teamed up with Brian Walton at Assisted Moving of Kansas City to develop a free guide to help you downsize your life and “upsize” your lifestyle. Reading this step-by-step guide is the first step in “rightsizing” into your new home. When considering a move to a retirement community, the actual act of moving can be a roadblock. That’s why we’ve included helpful tips and checklists to help make your move a smooth one.

Why wait? Download your comprehensive guide to managing your move today.

Cycling allows Lakeview Village residents to stay in shape, enjoy the great outdoors

Al Pope can frequently be spotted riding his bike around the Lakeview Village community for exercise.

While physical fitness is just one part of total wellbeing, it is likely the first component people consider when thinking about wellness. There are many opportunities to improve physical fitness at Lakeview Village, including group exercise classes, aquatic fitness and a well-equipped gym. Some days, however, nothing beats the sun on your face and the wind in your hair. In those situations, cycling is a great way to burn calories, build strength and enjoy the great outdoors.

Al Pope started riding as a youth, and really never stopped.

“My friends were, and I was and that was the thing,” Al said. “In the third grade, we could ride our bikes to school, so that was a big deal.”

Al continued to ride in adulthood because it was one of two exercises Dwight D. Eisenhower’s doctor said you can do all your life with little negative impact on your body (swimming is the other).  He started tracking his miles in 1980, and has kept a running tally ever since. He recently reached a milestone, which he protests is, “no big deal.”

Larry Lust is a more recent convert to cycling, picking up the sport around 2010. He used to be a runner, but due to back issues, needed to find a substitute. He now rides around five days a week and gets in 30 to 35 miles.

“I enjoy the solitude and the end of the ride, “ Larry said.

Dick Weaver took up bicycling as an additional way to reenergize after a long day of meetings.

“Before we moved to Lakeview Village, we were in a more rural community, and I had an 11 mile route I would ride for speed,” Dick said.

Since moving to Lakeview, Dick has ridden with fellow cyclist and Lakeview resident Emerson Hartzler on the Johnson County Trail accessed via Prairie Star Parkway.

“The trails are fun, but the problem is there are several busy thoroughfares between here and there,” Dick said.

Emerson Hartzler has been cycling seriously since 1996, when his friend challenged him to complete the “Biking Across Kansas” ride. Emerson took up the challenge, along with his son Jeff. The two experienced the 8-day, 500-mile trek together.

“I learned one never makes up a 21-year difference in age, and I think Jeff enjoyed waiting for me at the top of some hills,” Emerson said.

Weather permitting, Emerson rides a couple of times a week, and usually gets in 25-30 miles a ride.

“A ride in the park, especially in the spring and fall, is very pretty and peaceful,” Emerson said.

Larry cautions that all cyclists should wear a helmet.

“I have been hit three times by automobiles and each time my helmet saved me from serious head injuries. When I was hit by a pickup doing 65 MPH, the helmet saved my life,” he said.

Emerson enjoys riding with other cyclists.

“It is always more fun to ride with other people, especially those you can leave in the dust if the spirit moves,” Emerson said. “John Young just bought an e-bike, and now I can’t keep up with him. Larry Lust is an avid cyclist, but you don’t want to try keeping up with him!”

Unlike Emerson, Larry and Al prefer to ride alone, albeit for different reasons. For Larry, the solitude of cycling alone is a major draw, while Al has slightly different reasons for going solo.

“I am literally the slowest rider on the planet. I cannot ride in groups, because I can’t keep up!” Al said.

Slow and steady may be is modis operandi, but Al has participated in the Bike Across Kansas and MS 150s, long rides benefitting Multiple Sclerosis research.

Dick and his best friend and fellow Lakeview resident John Young have ridden in some road races as well.

“John and I rode in the Oklahoma Freewheel. We rode for three days and averaged 70 miles a day,” Dick said. “Then we decided we’d had a great time and we’d had enough!”

Al sets a mileage goal every year and starts riding on April 1 – April Fool’s Day. Then he keeps riding until he meets, or betters, his target.

“I never ride more than a mile and a half from campus, but I average about 40 miles per week, “ he said.

Dick enjoys cycling because it allows him to stay in shape for tennis and snow skiing, two sports he is very passionate about.

“This was my 32nd straight year of skiing in Colorado with John Young,” Dick said. “But you don’t get to do that if you don’t stay fit. Your body couldn’t handle it.”

Physical fitness affords Dick to opportunity to continue to be active in sports, but it’s not just the physical that keeps him jogging, cycling and staying fit.

“To me wellness and physical fitness is directly connected to my emotional well-being. I don’t feel depressed and so on when I’m able to run and work out,” he said.



Amazing Apartment Homes Near Fountain Lake

We have beautiful apartment homes available immediately in our Northpointe building. These stunning homes feature up to three bedrooms and range from a cozy 760 to a sprawling 1385 square feet. Each residence features 9-foot ceilings and ample room for storing mementos from a life well lived. When you make a move to Northpointe, abundant amenities, health and wellness programs and stimulating activities are steps away from your front door. Of course, our maintenance-free lifestyle bundles the lawn care, utilities, maintenance and housekeeping, freeing you to enjoy each day to the fullest. Grab your morning coffee and enjoy the sunrise on your over-sized balcony or patio, some overlooking our sparkling, 3-acre lake.

Learn more about Northpointe in our video featured below, and call 913-744-2449 to schedule a personal tour.

Lakeview Village Resident Honored for Contributions to her Church

Lakeview Village resident Margaret Dalke will be honored as an Honorary Life Member of the Village Presbyterian Church Presbyterian Women’s organization at a celebration on Saturday, March 24. Honorees are nominated and selected based on their significant contributions to Village Church and Presbyterian Women.

Margaret has a heart for volunteering.

“’Do unto others’ is one of God’s commandments, and I would like to think it [volunteering] will help me get into Heaven when I leave this Earth,” Margaret said.

Lakeview Village Resident Margaret Dalke Recognized for Volunteerism

Margaret Dalke

Margaret and her husband Dutch moved to Lakeview Village in 2006. Today, Margaret remains an active member of the Lakeview Village community. She participates in Presbyterian Women at Lakeview and provides transportation on campus as needed. After taking the Lakeview lay chaplain class, she visits people in the Care Center and Rehab regularly. She also organizes the wheelchair pushers to take residents to church every Sunday.

“This days I am mostly organizing the wheelchair pushing and telling other people what to do instead of doing the pushing myself, because my legs and back are deteriorating as my age goes up. But I still have a connection and talk to all those people,” Margaret said. “I’m also hoping there will be somebody around to push ME when I get to the Care Center.”

For more than 10 years, she has been editor of the Lakeview Journal, which includes stories written by Lakeview residents. “Editing the Lakeview Journal has given me the opportunity to meet so many people that I would probably never get to know otherwise,” Margaret said. “Printing and publishing has been my field for 58 years so I know how to do it!”


An army of volunteers answers the call to provide services at Lakeview Village

April is National Volunteer Month. We are so blessed to have many, many volunteers at Lakeview Village that help make our community great. Two community hotspots that require huge volunteer efforts are the resident-run library and the What-Not-Shop.


The What-Not-Shop began, at a resident’s request, in 1970. The idea came from a retirement community in California who had a similar operation selling donated items residents no longer wanted or needed. In 1990, the shop moved to its current location in the lower level of Heritage Place complete with shelving, clothing racks and storage space to store items for future sale.

The WNS volunteer force is nearly 100 strong today, and includes a group that packs donations from apartments, a group that is responsible for furniture, a group that primarily focuses on the biannual boutique sale and a group that runs the store in Heritage Place. Within these ranks there is also a treasurer, a volunteer coordinator and many other captains that take the helm on various projects related to the operation of the What-Not-Shop.

“I worked at the Jones store with two other ladies, and we always joked that we were going to move to Lakeview Village and run the What-Not-Shop,” said Phyllis Keithley, a long-time What-Not-Shop volunteer who has served in numerous capacities through the years.

Doris Kalmbach is also a long-time volunteer at the What-Not-Shop. She is currently a coordinator, whose duties include opening the shop, getting money for the cashiers, emptying the after-hours box in the corridor, and assisting the cashier and sacker as needed.

“It keeps me busy,” Doris said. “I meet a lot of nice people.”

“The What-Not-Shop is a huge value to Lakeview Village,” Phyllis said. “People come down to shop and talk to each other, it has a real community feel.”

Ann Westfall agreed, adding, “all the money we earn goes to make purchases for Lakeview Village.”

The entire volunteer force votes on how to spend the money the What-Not-Shop earns.

Carolyn Englund helps sell furniture for the What-Not-Shop in the lower level of Eastside Terrace.

“My husband dies and Phyllis Keithley asked if I was interested in volunteering,” Carolyn said.

“You meet interesting people down here,” she said. “Most of the people who come found out about the What-Not-Shop because they had friends or family members in [short-stay] rehab or know residents.”

Carolyn thinks the What-Not-Shop is a worthwhile volunteer job for many of the volunteers because they play a part in raising money for improvements to the community.

Jery Nunn has been volunteering as a cashier in the What-Not-Shop for several months.

“It’s very organized,” Jery said. “I always get a good feeling about volunteering for a worthy cause.”

Jery also recommends the What-Not-Shop for new residents, because it is a good opportunity to meet people.

The resident-run library began at Lakeview Village in 1993. In addition to purchasing books for residents to borrow, the library board selects and subscribes to several newspapers and magazines for residents to enjoy in the library.

JoAnn Brown, a retired reading teacher, has volunteered with the library for four years.

“I like to read, and I like books, so I’d like to see the library prosper,” she said.

Funds for the library come from a semiannual book sale and donations to the library fund managed by the Lakeview Village Foundation. The library purchases large-print books, while regular print books are mostly donated.

The library technology is very up-to-date. The group pays for software to keep track of books that are checked out and returned and to manage the catalog. Volunteers work two-hour shifts and may re-shelve books, check books in and out and making sure books are in the proper place on the shelves.

Nan Buhr also volunteers in the library.

“I just like books, reading and I thought this would be fun,” Nan said.

Residents come in and read the paper, browse and check out books, Nan said of the value the library adds to Lakeview Village as a place for residents to gather.

Doris Thrane, a library volunteer for a year and a half, agrees.

“I think it [the library] is great for people who can’t get out much. Not everyone has access to a car or family to take them places,” Doris said. “A resident came in a checked out three books. She said they would keep her busy for the weekend.”

Doris said she volunteers because she always has, and enjoys volunteering in the library, because it is something she can do well, despite having bad knees.


Lakeview Village Residents Weigh In on Current Markets

With the DOW closing above 26,000 points for the first time in history and cryptocurrency Bitcoin’s meteoric rise, and subsequent fall, the financial markets are on an upswing. I sat down with several residents who follow the financial markets to ask them questions about how the current market compares to historical performances, and what big changes have changed the financial markets over the last decades.

John Quick

Doug Himebaugh

Doris Olson

Emerson Hartzler

John Quick (JQ): A career engineer, John started studying the financial markets while he was traveling abroad for work. John had a lot of time on his hands in the evenings, and thought educating himself about the market was a worthwhile way to spend those hours.

Doug Himebaugh (DH): After returning from Vietnam in the early 70s, Doug took an aptitude test that indicated he should pursue a career with numbers. Doug chose a career in finance, where he became an expert at mortgage-backed securities. Eventually, he managed the endowment fund for UCLA’s Foundation for five years before moving back to Kansas City and returning to banking.

Doris Olson (DO): Doris was working at Southwestern Bell when her supervisor told her about an option to purchase stock in the company through a payroll deduction. She had purchased one share before she took some time off work to say home with her children. It became a bit of a joke with her friends that she owned one share of stock. Then, the stock split and she suddenly had two shares.

Emerson Hartzler (EH): After a career in executive management, Emerson started the Pro-Bono Services division at Triune Financial Partners, LLC. He provided pro bono budgeting and financial advisory services to clients who could not otherwise afford access to a financial planner.

How long have you been following the markets?
JQ: Almost 60 years.
DH: 45 years.
DO: Several years.
EH: About 55 years. For the first 45 years I did it in an attempt to make financial decisions. I abandoned that foolish practice 10 years ago.

What are your go-to sources for financial news?
JQ: I read financial analysis by John Mauldin and his many international sources. I am also a life member of the American Association of Individual Investors (AAII).
DH: Bloomberg, Fidelity website, SEC websites, Fitch, S&P credit portal
DO: The Wall Street Journal and BottomLine Personal
EH: I regularly watch Fox business news, because they often provide news about what companies are doing to innovate, advances in technology, etc.; in short the “business news” as opposed to the news of “the markets.” When Fox News starts talking about the markets, I turn off the TV.

What change has had the single biggest impact on the financial markets in your lifetime?
JQ: (+) 1. Freer-markets around the world; less government intervention. Proven over and over again. Free people are the greatest resource we have to create wealth. (-) 2. Excessive public and private debt levels world-wide. (+/-) 3. Increasing life spans/decreasing birth rates.
DH: Quantitative analysis. “The quants” really changed the market as far as value trading. They were able to find value in various tranches where there hand not been value before. They caused a market disruption in the mid-2000s that led to increased technology, which paved the way for robo trades.
DO: The media has more to do with it now than anything. It’s (the financial markets) in the newspaper constantly, it’s on the internet, it’s on the TV. People can keep up better and faster than they have ever been able to before.
EH: Immediate access to information. Publicly traded companies are required to produce extensive qualitative information, and that information is available to everyone at virtually the same instant. Qualitative information is less regulated, but available nonetheless in the same timely manner.

How would you categorize today’s market?
JQ: Fascinating – unprecedented. Human psychology at work.
DH: Compared to what? Compared to 9 years ago: stable. Compared to 20 years ago: similar. Compared to 90 years ago: very similar.
DO: I can’t believe the market. It’s going up and down every day, but it’s very high.
EH: Typical.

Which investors do better – those with a better understanding of the market/intelligence, or those with access to better information?
JQ: Neither. The market is too complex for that. Smart investors: 1. Invest in themselves (education), 2. Build a career. 3. Get/stay out of debt (live within their means) 4. Save/invest in a broad market mutual fund(s)
DO: It’s a combination. You have to understand as much as you possibly can on it, but you also have to keep very, very informed, because things change all the time.
EH: Knowledge is power. You don’t have to be a Certified Investment Analyst to be a successful investor, but it is good to have enough knowledge so you have realistic expectations for your investment results over both the short term and long term.

Who is the GOAT (greatest of all time) when it comes to analyzing/participating in the financial markets?
JQ: T. Rowe Price, Warren Buffett, Sam Walton, and many others nobody has ever heard of.
DH: A lot would say Warren Buffett. I don’t know that he’s any better than others. There is no one, great investment guru.
DO: Everybody knows Buffett.
EH: Warren Buffett. He has an incredibly long-term planning horizon, which is a lesson for every investor.

In your opinion is there something quintessentially American about participating in financial markets, or is it global?
DH: It’s more global now than it used to be. Twenty five years ago, a handful of people could have told you what the Brazilian or European markets were; now it’s extremely global. There are not a lot of hoops to go through to invest in Chinese currency or Russian currency. You can do it from your living room.
EH: We live in a time of a global economy, so there is probably nothing particularly unique about Americans when it comes to investing. There has never been a better time for the “average person” to be an investor!

What song title accurately sums up the financial markets?
JQ: Up, Up and Away
DH: Catch Us If You Can
EH: The lyric, “Fools rush in where wise men fear to tread,” might be applicable to investors.

What is the best movie/book about finance in popular culture?
JQ: Dave Ramsey, Total Money Makeover and others; everything by Michael Lewis; Warren Buffett biographies; Thomas J. Stanley, The Millionaire Next Door
DH: Red Notice: A True Story of High Finance, Murder and One Man’s Fight for Justice by Bill Browder