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Understanding Senior Living Contracts

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These contracts have many subtle differences and various names. In our complimentary guide, we will discuss the three types of contracts used by Continuing Care Retirement Communities (CCRCs) to give you a working knowledge of these agreements. We will also give you a brief overview of the other choices available to seniors, and explain how they differ from the CCRC model.

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Finding Their Tribe: Lakeview Village Artists Come Together to Create

Lakeview Village has long been a community rich with talented residents. One of the greatest benefits of living in this community is the ability to find, sometimes through formal events, but often by accident, friends who share your interests, passions and points of view.

In 1965, Grace Love organized a formal coterie of artists dubbed “The Painter’s Union,” which met regularly to paint in a community room. This group of six was the first formal organization of artists at Lakeview Village, and art has been a mainstay of our community ever since, whether through the oil painting classes commonplace from 1970 to 2005, or the art shows that began in late 2001.

As the new millennium dawned, residents driven to create art started a committee to showcase resident art in the administrative hallway at Heritage Place. The original committee included Jo Neff, Shirley Pirnie, Rosanna Thompson, Ginny Levy and Sue Hamilton.

Where once was a mashup of disparate artworks by previous Lakeview residents, these five women saw only potential. Their vision: to curate resident art shows, showcasing pieces centered on a common theme or idea. Out came the nails and hangers, the frames and the labels. Every two months there was a “hanging party” as new pieces were arranged and fussed over. Each placement of a painting was carefully considered.

The first show, Free Choice, opened in October 2001. Subsequent themes were Landscapes, Fabric Art and Birds, Beasts and Bugs.

“We viewed each theme as a challenge to create something new and grow as artists,” Hamilton said of the early shows. “The five of us used to go to local art shows and meet together once a month, and we would take turns planning something to paint.”

She said the original five met serendipitously after arriving at Lakeview, and discovered they all shared a desire not only to create art, but also to grow in their art and push themselves outside of their comfort zones.

When Eastside Terrace opened in 2010, it included a lower level art gallery so the resident art shows could expand. The original committee continued to stage shows until December 2013. In total, the nascent art committee presented 47 shows between October 2001 and December 2013, displaying art from approximately 125 resident artists.

When Colleen Thebo arrived at Lakeview Village in 2014, as an accomplished watercolorist and member of the Johnson County Senior Arts Council, she often heard people describe the location of the computer lab as, “across from the art gallery.” But at that time, she said, there was no art gallery.

After a bit of investigating, Colleen reached out to Shirley Pirnie, one of the original five, to begin the process of curating new resident art shows, with the help of Shellie Sullivan from Community Life. By this time, Lakeview Village was home to quite a few artists working in various mediums, and an art studio had been set up in the lower level of Northpointe overlooking Fountain Lake.

“The art space is probably the best in Kansas City,” according to resident Maura Conry. “There are north-facing windows; artists love north-facing windows because you get diffused light. The floor is concrete, so it can be splattered, and there is plenty of space.”

Penny Dillon moved to Lakeview Village in 2016 so she could take advantage of the space. She said there is plenty of room for artists, and she likes creating with other artists nearby.

“There’s nothing more exciting for an artist, than to talk to another artist,” Dillon said. “It’s validating.”

Stan Meyer, who builds doll houses in the shared studio space at Northpointe, agrees.

“Everyone was very welcoming,” he said. “There are so many talented people here of all kinds; teachers, artists, musicians. As you get older you have more time to express yourself.”

The collaborative, artistic environment is not limited to the studio space. Anna Mae Greiner and Laura Peterson were neighbors in a garden cottage on Cottonwood for several years, and they are both painters. They would carry their latest works down the hall to receive feedback and advice for improvements.

“We had our paintings hanging down the hallway,” Greiner said. “Art is a way for me to release my energy and get better acquainted with people. I’m a stay-at-home person, so art is my social outlet.”

Ellen Rangel was riding the bus one day when she met Peterson, who has since taken her under her wing.

“I always, in the back of my mind, wanted to learn to paint,” Rangel said. “I was on the bus when I met Laura, and I asked if she was willing to take on a novice.”

As a new painter, Rangel is appreciative of the warm and welcoming community of artists at Lakeview.

“If I were living somewhere else, I think I would be too scared to show my work [in the gallery] alongside accomplished artists,” she said. “But people here have been so nice; they’ve made me feel comfortable showing my work.”

The circle of artists continues to grow. Jack Miller moved to Lakeview Village in 2016.

“I was aware of some of the art stuff going on – the studio, the art gallery. But I was not aware that it was as significant as it is,” Miller said of the strong art community. “It’s surprising to me that there are so many good artists all living here.”

Not only do our artists feel supported by fellow artists; they are encouraged by the rest of the community.

“Many people really appreciate what we do – that we have an art show,” said Christa Finger. “People get together and get to know each other, then see one of your pieces in the art show, and it opens up a whole new topic of conversation.”

Thebo is looking forward to future art shows in the gallery at Eastside Terrace, and she encourages any artist at Lakeview Village to submit art.

“I hope as [the art shows] continue, we will get more people involved,” Thebo said. “There is plenty of room for more exhibitors.”

Chef Jason’s Butternut-Ginger Soup

If you are looking for a soup course to round out your holiday meal, look no further than this Butternut-Ginger Soup from Lakeview Village Corporate Chef Jason Bowers.

Butternut-ginger soup

Yields-10-12 servings (approx. 3 qt.)

Ingredients:

¼ lb. unsalted butter

1 medium yellow onion, chopped (approximately 1/2 lb.)

2 stalks celery, chopped (approximately ¼ lb.)

1 clove garlic, minced

3 ½ lbs. butternut, peeled, diced

6 cups chicken stock

2 cups heavy whipping cream

3 tbsp honey

½ cup sherry wine

3 tbsp hoisin sauce

2 tbsp fresh peeled/grated ginger

½ tsp ground white pepper

Kosher salt to taste

Directions:

  1. Roast Butternut at 350°F until softened and caramelized, approximately 25-35 minutes.
  2. Sauté onions, celery, and garlic in butter until softened.
  3. Add butternut and chicken stock and simmer 30 minutes or until vegetables are tender.
  4. Remove vegetable and broth mixture from stove and puree in a blender or with a hand-held blender stick.
  5. Return pureed soup to pot, add remaining ingredients/seasonings and bring to a simmer, stirring often.
  6. Taste and adjust seasonings as needed
Graces from Above

Lakeview Village residents took time during this holiday season to share stories of the miracles they have witnessed in their lives.

My Guardian Angel

Victoria Hopkins

I was 11 years old when I went to the Lake of the Ozarks with my dad and brother for a family reunion. We were at a lake and I ended up going swimming but went out too far, and I couldn’t swim very well. No one had noticed that I was out there alone. I began to struggle and started going under and felt like I was drowning. Then this beautiful woman put her arm around me and carried me to shore. Her eyes were so blue, her skin glowed, her smile radiated and her voice was so soft and sweet. She said to me as she laid me down, “You’re okay now” and then she backed away and was gone.

My family swarmed around me to check on me and I asked where the beautiful woman was that rescued me, because I wanted to thank her, but no one else had seen her face. My family checked in all the cabins around us, but there was no such person staying there.

I’m 66 now and it’s been over 55 years since that happened, and I still remember it like it was yesterday. I will never forget those beautiful blue eyes of my Guardian Angel. To this day, I still pray to God, that I will meet my Guardian Angel in Heaven someday.

My Miracle Every Day: God’s Grace

Elaine Lorenzen

Some things are too personal to put into writing, but this I can say: It took a miracle for God to get my attention so many years ago. It was October of 1971, just before my 40th birthday.
I had a pulmonary embolism (the kind that is usually fatal), with the blood clot passing through my heart and lodging in my left lung. The clot was so big that it was visible on an X-ray that evening in the emergency room. My diagnosis was either lung cancer or a blood clot. Neither of which were very good.

We were an hour from home visiting friends, so they gave me shots for the pain so that I could manage the trip to a local hospital in a suburb of Chicago. Upon arrival, I was met by my doctor and was immediately sent to I.C.U., where a code blue was necessary on me and the scurrying of nurses!! HORRORS!!! I think I am dying!! The pain was excruciating, worse than birthing labor! My prayer was “Please Lord, HELP! I surrender all of me to YOU. Thank you for being my Lord and Savior! My family is in Your hands, so please take good care of them”. Then I received a Peace beyond all understanding. I said my goodbyes and “I love yous” to my husband and three teenagers, and still that peace was there.

A tumultuous evening followed. I coded five times, with the repeated experience of my body floating down while my spirit ascended toward a HUGE bright light with a long tunnel behind it,that was up in the corner of my room. I had the experience of my life passing before me (like a video!) and it was so wonderful and so comforting. The most memorable experience on that journey toward Heaven was the most beautiful music EVER!! I never did reach the end of that tunnel, and was saddened to return to all the pain and nurses scurrying around.

My husband returned, took my hand and said, “I couldn’t sleep, so I came back”. I could not talk, but could hear him and remember thinking, “I know I am dying but I just want to hear you say I love you”. My parents also arrived making excuses of why they had driven four hours just to “visit” me, and I remember wondering why everyone was so afraid to show concern or even tell me they loved me. I wanted to be able to tell them about the JOY I felt going to Heaven and that I would see them again and to say “please know I love you” as we squeezed hands.

Obviously, I didn’t die then but it was a long road to recovery, with setbacks of a bleeding kidney. Eventually I got off of the blood thinners and even survived a move with our teenagers plus a dog and a cat to St. Louis, MO. I will spare you all of those details but there were more miracles!! The outpouring of love and helping hands was humbling and overwhelming! I can never pay it forward enough and I am thankful every day for His Amazing Grace!!

P.S. Soon I will experience another of His many miracles……great grandchild number 3!

Miracle on a Cottonwood Cul-de-Sac

Robert H. Mabes

It is a tradition on Christmas to stuff the turkey with a giblets dressing,a recipe passed down from my mother to my wife Mary. The aroma and taste cannot be forgotten and is requested from year to year. An extra packet of hearts, gizzards and any other edible internal parts was purchased with the fresh bird.

When Mary needed to grind them, she asked me to bring the grinder up from the basement. Not being able to find it, I become exasperated and disgusted and started slamming the cabinet doors, because I know I had brought it down last year and now I couldn’t remember where I put it. I thought for sure I had put it into our tall metal cabinets, but it was not there. Having stored several decorative metal tins on top of the cabinets, my vigorous reaction caused a small tin to fall, hitting me on my head, then it crashed to the floor. When I picked it up and put it back on top of the cabinet, there right next to it was the grinder. Thank goodness the grinder didn’t fall on my head, because the cast iron grinder was very heavy!

When I took a second look at the tin, it seemed to say “You dummy, why you didn’t look up here in the first place is beyond me. Do you always need a miracle to get things done?”

Miracles

Ed Mathews

Many people don’t believe in miracles, but they occur whether you believe in them or not. I know, because they happened to me.

The first major miracle was when I was 10 years old. I was in a sledding accident, where I was impaled on a dirty stick, which ran through my body, puncturing all my intestines and lodging next my spine. Through a mistake, I was taken to a doctor’s office, rather than to a hospital. As I lay on an examining table in the corner of the office, I appeared to be unconscious, but I could hear the doctor tell my father, “There is nothing we can do to save his life. Infection will have already spread throughout his organs from his punctured intestines, his condition is hopeless, but we should take him to the hospital and try anyhow”.

Hearing that, I could feel my life flowing out of me. When they operated on me later that night, they found they were faced with a hopeless situation. In those days, miracle drugs such as Penicillin had not yet been developed, but there were miracles. God’s miracles! They were made available to me through my mother’s prayers and through the prayers of the Elders of my church, who came to me that evening, poured oil on my head, laid their hands on my head and asked God to heal me. This is as the Bible tells us to do in James 5:14. Instead of dying that night, God touched me and healed me. The next day I was very weak, but ready to sit up and be on with my life. But at 10 years of age, I didn’t yet understand what God had done, or that with God all things are possible. If you were betting against my survival, you would have bet on 100% against my recovery. However, God can operate against the odds and He did in my case. He obviously had other plans for my life. Included in his plan are four remarkable sons, ten grandchildren and five great-grandchildren.

Where medicine could not succeed, God could. And he chose to save me for his own purposes – the most obvious purposes would unfold through my sons and grandchildren in future years. The world will be a better place, because God let me live so those sons and their children could be born to help make it a better world.

For the second major miracle, in1958, I was miraculously healed again. I had been stricken with crippling rheumatoid arthritis in my back, hip and foot. I was in great pain, could not walk without a cane and always wore a heavy back brace to keep my back from bending, because of the pain. While I did not yet understand that God was ready and eager to help me, God had blessed me with a wonderful wife who did understand and who prayed for me unceasingly. After three years of agony, when the arthritis would not respond to medical treatment, it left me suddenly, permanently, and inexplicably over the Christmas week in 1958.

After that, I finally realized where the solutions and the power lay.

A third major miracle occurred in 1993. I was with a group of short-term missionaries in Russia shortly after the Soviet Union fell apart.
On a morning in April, at eight in the morning, in a high school auditorium overflowing with smiling teenagers dressed in bright colored jackets, we were to address about our faith.
I had accompanied two others of our group who were accustomed to speaking about and publicly sharing their faith. They had prepared speeches. I was only prepared to participate in the question and answer session after their presentations. At this point in my life, I had never shared my faith publicly, except to small groups. Contrary to our experience on previous days, after our two speakers were finished, there were no questions; only silence – total eerie silence. We weren’t prepared for that awkward situation. We hadn’t talked about such a possibility and I didn’t know what we should do. However, as I sat studying the faces of the hundreds of Belarusian high school students in front of me, I bowed my head and asked God to give me words to reach the minds behind those bright, eager faces waiting for us to say something more meaningful to them. Tears came to my eyes as I asked God if he wanted to speak through me. I said, “If You have a message for them, I will be glad to try to deliver it for you. If you wish, use my voice to make a difference in at least one mind and heart in this huge assemblage of students. I have no idea what you would want to say to them, but you do.”

This was our first chance to share our faith with such a large group of people and at that point we were failing. Suddenly, I felt myself actually lifted and walking toward the podium, I had no idea what I was going to say, but I was surprisingly calm and at peace about it. After all, it was God’s problem – not mine. I was the last chance to achieve a response for Him that morning, and I was totally unprepared. I didn’t have a speech to give, I didn’t know what to say, but God wrote a message and instantly installed it in my mind. I know now that God choose to use the Holy Spirit to speak through me, by simply using my mouth, but His words. He placed me mentally in the seats of those high school students, so I could understand what they needed to hear. He gave me the words to use, and they touched their minds and their spirits. I don’t know what I said, but He does. Within moments after I finished His message, the mass of students were smiling, laughing, and jumping to their feet to ask questions about my Christian faith, about living in America, about my family, and playfully asking whether I would adopt some of them and take them back with me. At the end, I jumped down to the floor to give and receive hugs as they filed by me to leave the auditorium. The two principle speakers just sat and watched in amazement. It was a truly unbelievable, life changing experience for anyone’s lifetime. One I never expected to experience and one few people may ever have the pleasure of feeling, but one for me to grow from even further in the future. My two fellow speakers were astounded and wanted to know how I did it. I told them, “I didn’t do anything. God did. I am as surprised as you. He just spoke through my mouth. I don’t even know what I said.

Do I believe in miracles? I surely do! I am a slow learner, but not that slow.”

My Miracle

Margaret Dalke

My miracle is Dutch Dalke.

I was going through a long, drawn-out, devastating divorce, and I felt like my life was ended. I would be alone and looking for a job and a place to live. My ex-husband and I had established a successful printing business, and we lived in an apartment above the business.

A lady who worked in our print shop suggested I go to Tuesday night Singles meetings at Village Presbyterian Church. I went, reluctantly at first, because I considered Kansas to be like a foreign country. I had always lived and worked in Missouri. But there I met Dutch, and we gradually got to know each other on Tuesday evenings. Dutch came from the southwest in Olathe, while I came from the opposite direction in a bad section of Kansas City, Missouri. I truly believe this was a miracle that God provided for us, for we would never have had a reason to meet otherwise.

We were married about 10 months later and bought a house in Overland Park where we lived for 26 years, joined Village Presbyterian Church and traveled extensively.

Then we moved to Lakeview in 2006, and Dutch passed away in 2014 in the Care Center here at Lakeview. I really miss Dutch, but I have many wonderful memories and a nice place to live at Lakeview in the great state of Kansas. Thank you, God!

My Life’s Miracles

Norma Redick

It was the fall of 1962 and I was crossing over a ditch on the way to our car, while carrying our 10 month old son, when he suddenly lunged forward when he saw his daddy. So as not to drop my son, I fell backward so I wouldn’t fall on top of him and landed quite hard on my back. Right after that fall, I started having trouble walking. The doctor felt it was the fall that injured my back, but the pain increased and I had trouble walking forward usually going sideways and often even backwards.

I was admitted to a small hospital in Red Cloud, Nebraska where they put me in traction. I was beginning to have a feeling of pins and needles in my legs and by morning that same feeling was in my fingers and arms. The feeling was progressing and I was struggling to move. Friends came to call that morning and found me with no makeup and my hair wasn’t combed, which was unusual for me. The breakfast tray was untouched and I could not move my arms or legs and I could barely speak. The nurses told my friends that I was just being stubborn, but my friends knew better. They got ahold of Jim, my husband, who called the doctor. Jim convinced them that something was really wrong and so they did a spinal tap and found a virus in my spinal fluid called Guillain-Barré Syndrome. I was put in an ambulance and taken to Lincoln, Nebraska. Jim called his folks in Mulvane, Kansas and they came and got our son Mark. My mom got on a bus from Wichita right away to join me in the hospital.

The doctors were very concerned as the paralysis continued. They told my mom and Jim that I probably wouldn’t make it thru the week. (I didn’t know this until later.) During all of this my prayers to God were for help and to be in His will. I never felt afraid, which I knew were from my prayers. I knew God was giving me the peace, but I knew Mom and Jim were very concerned. The week passed and everything but my heart and lungs lost function. My speech was slurred as my tongue wouldn’t move. My parents had me transferred by ambulance to Wesley Hospital in Wichita to be closer to Mulvane so that Jim wouldn’t have to decide each weekend which direction to go. The doctors told us this was the most severe case Nebraska and Kansas had ever had that lived.
Wesley started physical therapy immediately and over time, by the Grace of God, in the next 24 hours I was weaned off of morphine. It was an intense challenge back to health, especially when I was supposed to die. But I am sure that my healing was one of our miracles granted by God.

Miracles Part 2 – Our son Ron is a series of miracles. Our first miracle was when he was 22 months old he had gotten the flu. He was sleeping but then woke up and went into the big room and laid his head on the bed and our son Dale thought he had fallen back to sleep, so he called to Jim who saw he was turning blue. At the time, I had two students who were in the music room taking piano lessons from me. Jim had started compressions and I immediately called 911. The father of my students was outside in the driveway and he came running in and asked if I would like his wife to come (she was a leading pediatrician in Johnson County). Ron took his first breath as she and the ambulance arrived. She offered to ride in the ambulance to Shawnee Mission Hospital. Who knew that we would have a pediatrician at our side in an emergency? Our Doctor joined her in the Emergency Room and they conferred that since it was his heart that was the issue, they sent him to KUMC where he was admitted into the new Pediatric ICU. We were told that one of us had to be in the waiting room at all times. Jim went to find us some food and while he was waiting at the elevator, the doors opened and a former student of Jim’s was coming out of the elevator. Lonnie was now a pediatric resident and was assigned to Peds ICU for the night. What a gift it was to have a friendly familiar face to help our son and give us updates all night long.

As his heart kept getting weaker, they placed a temporary pacemaker in his body. The pacemaker kept him alive for the next few days. He was tested each morning about 7:30 a.m. when they turned off the pacemaker to see if his body would take over. I wouldn’t. During this time, there were lots of prayers being said from all faiths from all over the world for Ron’s heart to beat again. Sunday came and the staff didn’t get to test Ron’s heart until 11:00 and Praise God, it started beating slowly on its’ own. Now they knew that a permanent pacemaker needed to be placed in his body. In 1970 pacemakers were the size of a hockey puck, so it was placed just above his waist. We almost lost Ron a couple of times from wires breaking, rejection infection, etc. We spent 90 days during the first year in and out of the hospital. He is now a very active 49 year old husband, father and a charge nurse at SMMC with several new updated pacemakers to his credit. (He was the third child to get a pacemaker at KU and the one before him was girl that lived six blocks from us.)

Ronnie’s second miracle happened when he was 16 and jumped on the back of a car like silly teenage boys do when celebrating the first place win of the band, and his friend pulled out quickly throwing Ron off the car and hitting his head. He was in a coma for three days with a concussion and lost his hearing in one ear. Again, God answered our prayers and kept Ron safe as he coded blue three times in the ambulance on the way to the hospital.

The latest miracle happened last February when Ron lost hearing in his good ear. There was no known cause and the doctor gave him a 0 to less than 25% chance of hearing again. They tried injecting medicine into the ear but it wasn’t working. It seemed to be destined that Ron was never to hear again, when one day he was watching a basketball game with his brother-in-law Wayne when his brother shouted out to the refs for a bad call and Ron could suddenly hear for the first time. When they went to see the doctor, he was so shocked that he declared “It’s a miracle!”.
Through all these trials and tragedies we continued to pray fervently along with our family and friends. I believe that God has answered our prayers by blessing us with these miracles.

Tragedy to Joy

Jo Ann Brown

In 1984 my husband, Jim, had surgery on his cervical spine to put a drain in a fluid filled cyst surrounding his spinal cord. We and all our family and friends were praying hard for a good outcome. Because the surgery was at the University of Chicago Medical Center and the head surgeon was a teaching professor of neurosurgery, we felt confident that the surgery would have a good outcome.

After the surgery I went into the ICU and saw that Jim had apparently made it through the risky surgery in good shape. He was waking up and could talk and respond to directions. The doctor asked him to move his hands and wiggle his toes. He responded well and I breathed a prayer of thanks. Then Jim said “Am I moving my toes and my legs? I can’t feel them.” The doctor and nurse just looked at each other and I had one of the worst moments of my life. I knew something was terribly wrong.

The staff rushed me out to the Doctor’s conference room and I think they gave Jim some medicine to keep him calm. I was alone in the room and the tears came. I prayed like I never had before. I knew both our lives had changed forever and I was fearful we wouldn’t be able to handle the challenges to come. I prayed that the problem was only temporary, as the doctor had said it might be, but somehow I knew it was going to be permanent. Suddenly I had the clearest impression of a voice in my head saying “It’s ok. You’re going to make it and you’re going to make it together.” I knew this was the answer to my prayer, but it wasn’t the one I wanted.

Jim learned to walk again with two footed canes, but he was never as good physically as before the surgery and it did not slow the progression of his disorder. I remembered God’s answer, but our faith was still deeply challenged that year as we both learned to deal with all the changes in our lives.

One Sunday our pastor preached on II Cor. 12:7b-9 in which Paul writes “There was given me a thorn in my flesh,. . . to torment me. Three times I pleaded with the Lord to take it away from me. But He said to me, ‘My grace is sufficient for you, for my power is made perfect in weakness.’ Therefore I will boast all the more gladly about my weaknesses, so that Christ’s power may rest on me.” Jim accepted this as the Spirits’ answer to him and he spent the rest of his life doing everything he could to glorify God through his physical weakness. We were told that the fact he hardly ever missed church was an inspiration to others. He challenged three of the churches we were members of to improve their finances and complete building programs. As a Deacon he counseled many people.

Don’t misunderstand; we still had our down times, too. Sometimes we were angry and sad, but there were also many happy, fulfilling times. We didn’t get the miracle of healing that we prayed for, but we did get the miracle we were promised. God helped us through all the rough spots and we did make it together for the next twenty-five years, with the Holy Spirit guiding and comforting us. That miracle turned a tragedy into many occasions of great joy.

Dr. Herman and Barbara Jones conquered color barriers with intellect, resolve, grace


Dr. Herman Jones, Jr. and his wife Barbara moved to Southridge from Lake Quivira in 2014. The following article was written by Lakeview Village residents Jim and Joan Davies for The Quiviran in 2013.

The Jones’ story begins in Nashville, Tennessee, in 1943, when Herman, having just graduated from high school at the age of 16, enlisted in the US Navy. Fortunately, the Navy had ceased automatically expecting all black recruits to be cooks and/or stewards and had begun a new policy of placing black recruits into any of the mainstream Naval programs. Herman chose to become a member of the Naval Air group. After his basic training, he trained as an Aviation Machinist Mate and served at the Navy Experimental Air Base in Pennsylvania, finishing his three years of service as an Airman 1st class. After his Naval service, he returned to his hometown of Nashville and enrolled at Fisk University. This is where he met his bride to be, Barbara Orange, an only child of a Chicago physician and former KC Monarch baseball player. Herman’s father was a Methodist minister.

One month after they both graduated from Fisk University in 1950, Herman and Barbara were married a month before Herman entered Medical school at Meharry Medical College in Nashville. After finishing medical school in 1954, the “new” Dr. Jones moved to Redding, PA, to complete an internship in surgery at Community General Hospital. He was grinning when he said, “There were only two other interns at the time; one was Italian and the other was Pennsylvanian Dutch. When we three finished our internships, the Pennsylvanian invited me and the Italian doctor to a graduation celebration in his hometown, all the while warning us that the people there had probably never seen a black man or met an Italian!” As it turned out, this was far from the first time or the last time that Herman Jones would be the only black man in a group.

In 1955, knowing that Kansas was a “free state” and that the Supreme Court had successfully ruled on the Brown v. the Board of Education separate but equal act, Dr. Jones believed Kansas City would be the ideal place to complete a residency in surgery at Kansas City General II, leading to his long term goal of becoming a surgeon. Quickly, he discovered this “Kansas City” hospital was in Missouri, which was very different from “free state” Kansas. To his amazement, he realized there were two separate Kansas City General Hospitals; #1 existed for whites and #2 existed for blacks, not only for the patients but for the doctors as well. Even though a tunnel connected the two buildings, the black doctors were not able to cross over to treat patients.

During his “off” hours, Herman and Barbara spent the next year crossing various bridges to get to Kansas City, Kansas, where they were welcomed in restaurants, movie theaters and able to drink out of a community drinking fountain. Having experienced these positive experiences in KCK, they decided to move to Topeka, Kansas, where Herman opened a General Medicine practice above a “white” drug store in downtown Topeka. He was amazed when his first patient was a white person! As his practice thrived during the next three years, Dr. Jones was the only black doctor on the staffs of both major Topeka hospitals, Stormont Vail Hospital and St. Francis Hospital. He was welcomed into the Medical Society of Topeka as the first black member, while Barbara was active in the Women’s Auxiliary group.

As the Joneses settled into Topeka, Herman became the Chairman of the local chapter of NAACP, then celebrating the success of the Brown v. Board of Education in the US Supreme Court. He said, “I thought that the case was very strange because at the time, there was only one high school in Topeka, and all students, regardless of color, attended Topeka High School.”

Continuing, Herman told of another event which altered the course of their lives somewhat. Every year the Medical society in Topeka held an annual Doctors’ Ball, which he and Barbara had never attended. After three years and having met another black doctor and his wife, the two couples decided to attend. When they contacted the group for tickets, they were denied tickets and were told the Topeka Country Club, which had a policy of not admitting or serving blacks, was the venue for that year’s annual Ball. Quite a controversy evolved, yet Herman and Barbara quietly and calmly decided rather than escalate the problem at the late date, the two couples would not attend. Rather, the Jones’ decided perhaps if they had regularly participated in the social events in the past, the Medical Society would have insisted the country club rules be changed or the event would be moved elsewhere. From that date forward, both Herman and Barbara participated both socially and professionally in the medical community. This is just one of many stories of the couple’s rational and calm approach to solving the racist problems they encountered.

Herman still dreamed of becoming a surgeon, so he entered into a Surgical Residency with the VA Hospital in Wadsworth, Kansas (now Leavenworth KS). Kansas University (KU) administered this 4-year program, which included doctors working at St. Luke’s Hospital in KCMO. Dr. Jones was accepted into St. Luke’s staff as the first black doctor to practice there. He said, “Since the hospital didn’t readily admit black patients at that time, my patients were all white people, as were my colleagues from KU. We residents ate and snacked together in the doctors’ cafeteria, but one day I went in alone, asking to be served like always. When the mostly black hospital service staff saw me sitting alone in the dining room, they believed maybe the rules had finally changed!”

Following the completion of this residency in 1963, Herman began a successful surgical practice in KCK, adding staff as his practice expanded, then erecting a Doctors’ building with nine other doctors in downtown KCK. He was now practicing in all of the major hospitals in the Kansas City metropolitan area. Ironically, he ended up teaching residents in the old Kansas City General Hospital #1 (Truman Hospital at this time) from which he was originally denied entrance.

His list of service positions in the ensuing years is remarkable. He served on the advisory council for several Chancellors of KU, starting with Archie Dykes. He is an honorary Colonel of the Kansas Calvary since 1978 (KU people will know this as a Public Relations group that recruits outstanding high school students into the KU program). He was the medical president of Providence Hospital in 1971 and Bethany Hospital in 1982. He served on the Medical School Admissions Committee for KU from 1978 to 1981. The list includes at least another dozen and a half medical and civic organizations for which he has given so generously of his time and talents.

Upon Dr. Jones’s retirement from the VA Hospital in Kansas City, MO, in 2005 at the age of 80, then KC Mayor Kay Barnes wrote the following proclamation about his service to our area: “ …Whereas, Dr. Jones was the first African-American physician to practice at St. Luke’s Hospital, and he was one of the first to practice at Queen of the World Hospital, Dr. Jones tolerated the problem of segregation in civic, educational and medical institutions and weathered the racism that has been a lasting, if troubling, theme in America. Dr. Jones is well known as a consummate professional and an outstanding teacher. He is deeply respected by colleagues and beloved by the many patients he has served over the years, and he will be missed when he retires from his position at the Veterans Hospital…Now, therefore, I, Kay Barnes, Mayor of Kansas City, MO, do hereby salute Dr. Herman H. Jones and congratulate him on this important milestone.”

Throughout these same years, Barbara and Herman have raised four accomplished children. Oldest son, Herman H. Jones, III, a Stanford University graduate, is an emergency room physician in New Orleans; son, Dwayne E. Jones, MDS from Harvard, Is a pain specialist, managing three pain clinics in the KC area. Dwayne lives with his wife and four children in neighboring Saddle Brook; Daughter Pamela was recruited to attend school at Professional Children’s School in New York before becoming a member of the Dance Theater of Harlem. Pamela was honored to be the first black teenager to ever appear on the cover of Seventeen Magazine, which occurred in January of 1972 when she was 18 years old.

Pamela now works as a nurse in NYC. Their other daughter, Donna, went to New York years ago to visit her sister. She loved New York and began working with Bill Blass and later started her own design company in Milan, Italy. There she met her husband, the love of her life, and is now Donna Jones Badocci. These accomplished children have also produced eight grandchildren for the Jones, four living in Saddle Brook, three in Milan and one in New Orleans. One of the grandchildren, Adriana, from Milan, is now living with Herman and Barbara, attending Shawnee Mission NW so she can attend an American university after graduation this May.

Herman and Barbara have a bit more time since Herman officially retired in 2005. True to his amazing gifts, talents, work ethic, and his desire to make a difference, Herman confided to us that after 2005, he continued to work as a consultant to the Coroner of The Unified Government of Wyandotte County.

What an honor it was to learn from the Jones about the history of their lives together.

Analysts are Bullish on CCRC’s

Continuing Care Retirement Communities (CCRCs) like Lakeview Village have been a hot topic lately as financial analysts and retirement planners weigh in on the stability of these retirement communities for seniors.

In an article for National Real Estate Investor, a leading authority on trends in commercial real estate, Lee Everett, a managing consultant at research firm CoStar™ Portfolio Strategy was bullish about active adult communities, particularly CCRCs.

CCRCs represent a longer-term play in seniors housing, according to Everett. These communities will “become more en vogue as the senior population continues to age over the next 20, 25, 30 years.”

Andew Nesi, executive vice president at HJ Sims, an underwriter of tax-exempt bonds, agrees.

“We think the market is mature. We think that it’s well-received by the investment community. We think as an asset class it has performed better than other real estate asset classes through the recession,” Nesi told National Real Estate Investor’s John Egan.

You can read the full article here.

The Wall Street Journal columnist Glenn Ruffenach recently answered a reader’s question about the right time to move to a CCRC in his “Ask Encore” column. His advice to the reader was fairly succinct: when it comes to CCRCs, many of which require a medical screen to ensure residents can live independently in the near term, the greater danger is waiting too late.

You can read the full article here.

The First Believer
Lakeview Village resident Deanna Hensley poses for a picture with Christopher McQuarrie in Paris.

Christopher McQuarrie, director of Mission Impossible 6 and a former student of Lakeview Village resident Deanna Hensley, poses with Deanna and his brother Doug McQuarrie, a former Navy SEAL who consults for the film.

Deanna Hensley remembers Christopher McQuarrie, not as a famous Hollywood director, screenwriter and producer, but as an intrepid sixth-grade student she taught at Dutch Neck Elementary in West Windsor Township, New Jersey.

A Bright Light

“He had an incredible memory,” Deanna said. “He would watch the latest episode of Mork & Mindy, then come in the next morning before school and act out the entire show.”

Chris was an underachiever, a bright student who wouldn’t always turn in homework.

“I knew he would be successful once he found his passion,” She said. “And I told him that.”

In fact, Christopher wasn’t at school the day the class picture was taken. The next day, Deanna joked that he was going to be famous one day, and she’d tell people he was in her class, but they wouldn’t believe her because he wasn’t in the class photo.

The pair kept in touch. After Chris moved on to high school (which started in seventh grade), he would come back and visit her after school. Then he moved to Australia after high school, and the two exchanged letters.

Success in Hollywood

After returning to New Jersey, Chris worked at a detective agency for several years before reconnecting with Bryan Singer, who was making a name for himself in film as a director, writer and producer. In 1996, Chris was nominated for an Academy Award for Best Original Screenplay for his film The Usual Suspects, directed by Bryan.

“He told me if he won, he was going to thank me in his speech,” Deanna recalled. “Then they called his name and I thought, ‘oh, he’s probably so excited he’ll forget.’”

In fact, in his 35-second acceptance speech, Chris thanked, “Deanna Hensley, the first believer.”

“That was quite an honor!” Deanna said.

Deanna and Chris continued to exchange emails and keep in touch.

“He doesn’t forget a thing,” Deanna said. “I was on the phone with him once and he told me one of the girls from his class had come to California, and they went to dinner. I asked what she was doing now, and he said she was an archaeologist. I commented that I wondered if our Ancient Civilizations unit inspired her. He said, ‘Oh, yeah, The Egypt Game,” Deanna said. “I didn’t know what he was talking about, and then I remembered it was a book I had read to the class for the unit.”

Chris’ talent for remembering small details pops up in several of his films, according to Deanna.

“The idea for the bulletin board in The Usual Suspects came from a bulletin board in the break room of the detective agency,” she said. “Some of his characters are named for friends from school. I was watching The Edge of Tomorrow recently and two characters were talking about where they were from, and one said, ‘Cranberry, New Jersey,’ which is a town near where Chris grew up.”

An Open Invitation

Chris has invited Deanna to come to a movie set for years. He would mention in an email that he would be shooting in Venice, and tell her that she should stop by when she was in the area. Currently filming Mission Impossible 6, Chris again mentioned to Deanna that she should stop by the set if she happened to be in London or Paris during filming. Deanna demurred, saying she had already been to those cities and didn’t have any immediate travel plans. Chris’ reply this time was different.

“Heather and I would like to host you, and we’ll take care of everything, courtesy of Mission Impossible,” Chris wrote.

On May 13, Deanna Hensley set off for Paris on first-class flights to the City of Lights. She spent May 15-16 on location, and returned home on May 17.

“A driver picked me up at the airport and drove me to the hotel,” Deanna said. “Every morning, he would pick me up and take me to set, and drive me home in the evening.”

The hotel was upscale, and her room had a crystal chandelier. David Beckham walked through during dinner one evening, and, because her trip coincided with the premier of Pirates of the Caribbean in Paris, she met Orlando Bloom.

“He came over and introduced himself,” Deanna said. “He’s a real charmer – very handsome.” When they got up to leave, he got up from his seat at dinner to tell them goodbye, she recalled.

Deanna’s other brushes with celebrity included meeting Matt Charman, the screenwriter for Bridge of Spies, and Dr. Heather Ann Thompson, a history professor at the University of Michigan, who recently won the Pulitzer Prize in History for her book, Blood in the Water: The Attica Prison Uprising of 1971 and Its Legacy.

On the Set

On her first day on set, the crew was filming an action sequence on the Seine. There were three boats on the river, she said. In the first boat, where Deanna rode, there were support people, including hair and makeup and Chris’ assistant, Peter. The second boat contained extra equipment like cameras and wiring. Chris was in a third boat, closest to the action, with the camera and a large screen.

“The actors were in what everyone called the ‘Hero Boat.’ Tom Cruise and Ving Rhames were in this boat that would come roaring into a tunnel, then turn around and reset for the next take.

While in the boat, Deanna struck up a conversation with Tom Cruise’s on-set dresser. Deanna, an avid University of Kansas fan, was delighted to discover the dresser was also a KU graduate.

“Once we finished shooting, I got to meet Tom Cruise,” Deanna said. “He’s very nice. There was a South African rugby team there holding a big trophy, and he shook everyone’s hand.” (The team beat Scotland 15-5 in the final of the Paris Sevens tournament, bringing their season total to five tournament wins.)

The second day of filming, Deanna watched a dialogue scene between Tom Cruise’s character, Ethan Hunt, and Rebecca Ferguson who plays Ilsa Faust.

“Rebecca is a lovely, lovely woman,” Deanna said. “She’s so sweet and kind.”

Deanna watched the action on a video screen, and wore headphones so she could hear the dialogue. She sat near the script supervisor/continuity supervisor, whose job it is to ensure continuity from take to take. For instance, if Rebecca was holding her sunglasses in her left hand in one take, she couldn’t hold them in her right in the next take. The shoot was outdoors, so the biggest challenge was making sure the lighting was consistent.

“They would move these big, white screens around to make sure the lighting stayed the same,” Deanna said.

“The crew is amazing. There is a lot of sitting around during filming, but when something needed to be done, it was like kicking an ant hill, the entire crew sprang into action, doing what they needed to do,” Deanna recalled.

Chris’ wife, Heather, squired Deanna around set. She would precede any introductions with, “She is the reason we have all of this,” while gesturing to encompass the entire set.

“I felt like a queen,” Deanna said. “It was an honor just to be asked to come. I would wish for every teacher to have some honor like this from a former student.”

Falling Into Place

The Lakeview Village Foundation continues to fulfill it’s vision, celebrates 20 years

Many of us have committed April 15 to memory, but it has special significance for the Lakeview Village Foundation. On April 15, 1997 the Foundation was established as a 501(c)3a non-profit, making 2017 the organization’s 20th anniversary.

While the Internal Revenue Service made the Foundation official in 1997, the genesis of the Foundation stretches back to 1991.

At that time, residents and their families wanted a way to give memorial gifts to Lakeview Village, in order to enrich the lives of residents. To answer this need, Lakeview Village formed the Gifts and Memorials Committee. Three residents served on the committee alongside two members of the management team and one member from the Board of Directors.

This committee received donations and funded small projects around campus, including gifts to the library, purchasing an organ for Heritage Activity Center and, with a lead gift from the What Not Shop, installing a stationary fishing dock at Fountain Lake. One year later, total contributions to the committee tallied $2,544.50. (Contributions to the Foundation in 2014 totaled $1,113,308.)

The committee operated under the umbrella of Lakeview Village, Inc. There was some concern among the committee that this structure was not as transparent as it could be if a separate Lakeview Village Foundation was established to receive all donations.

Richard Catlett, Chief Executive Officer of Lakeview Village at this time, served on the Gifts & Memorial Committee.

“As the committee grew, it became obvious we wanted to do something different,” Richard said. “We wanted to separate the memorial donations from the corporation. Additionally, establishing a Foundation would give residents the ability to sit on the Board and be active in how funds are spent.”

In 1997, less than 6 years after the Gifts & Memorial Committee held its first meeting, the Internal Revenue Service officially recognized the Lakeview Village Foundation as a 501(c)3a. This same year, the Good Samaritan Endowment Fund was started thanks to an initial donation of $5,000 from Bill and Betty Baker. (Today, the Good Samaritan Endowment Fund has a balance of over $1 million.)

Leland King joined the Gifts & Memorial Committee in 1996 and served as the first chairman of the Lakeview Village Foundation Board from 1997-2003.

“The entire committee worked on getting 501(c)3a status,” Leland said.

Harley Haskin, a retired attorney living at Lakeview Village, looked over a draft of the bylaws and made suggestions to better meet the requirements of 501(c)3a organizations.

“I think it’s marvelous that they’ve done what we set out to do and now have a [Good Samaritan Endowment] fund of over $1 million,” Leland said. “It’s been interesting to see it grow!”
Quentin Jones served on the Gifts & Memorial committee in 1996 as the representative from the Lakeview Village Board of Directors.

“There was some feeling that the committee was not as focused as it could have been if we established a Foundation,” Quentin said.
Quentin remembers the committee discussing at length a desire to use the Foundation to strengthen the quality of life for residents at Lakeview Village. They wanted the Foundation to be able to use donations 100% as the donor intended.

According to Quentin, that’s the reason the annual Foundation benefit is so important. Funds raised from the benefit go toward the general operating fund of the Foundation, and help cover expenses. This allows the Foundation, in turn, to direct 100% of designated donations to the appropriate fund.

“Instead of a percentage of every donation going toward operating costs, they try to raise money for unrestricted funds separately,” Quentin said. “Fundraisers have a reputation of always having a hand out, or grubbing for a buck, but the Foundation here is more of a ministry. If you see someone from the Foundation, they are coming as a friend and colleague more than anything else.”

Foundation Executive Director Nelson Rumore has been pleased with the progress that has been made in the last 20 years, the last 12 years with Nelson at the helm. Meeting the $1 million goal for the Good Samaritan Endowment Fund last year was a huge milestone, he said.

“It was a major milestone, but we still have miles to go to get to the place where the fund will provide for the total benevolent care need for now and in the future,” Nelson said.

According to Nelson, the Foundation has three main areas of focus for 2017. The first is the renovation of the Heritage Activity Center, the second is celebrating the Foundation’s 20th Birthday, and the third is growing Legacy Society Membership.

Credit Cards — The New “Flat Earth”
By Emerson Hartzler

Aristotle provided evidence for the spherical shape of the Earth on empirical grounds by around 330 BC. Prior to that time, most people accepted as truth that the Earth was flat. I contend future generations will look back at our financial system today and label credit cards as “the new flat Earth.” “I can’t live without my credit card,” is now accepted as truth. I contend life after credit cards is not only possible, but an essential part of financial success for most of us.

It is easy to forget how long civilization existed before credit cards. The first general credit card that could be used at multiple types of retail stores was the Diners Club card, introduced in 1950. In 1958, American Express developed the first worldwide credit card network. Since then, growth has been astronomical! How did life exist before 1958?

In 2014, American Express alone reported an interest income of $5.8 billion. In May 2016, the Federal Reserve reported outstanding credit card debt in the U.S. at $953.3 billion. Average household credit card debt now averages around $15,000, with an average interest rate north of 16%.

Interestingly, none of my friends and relatives will admit to being “average.” They pay off their credit card balances faithfully each month, have never paid any interest and earn valuable “points” on all of their purchases. Right!

Enough of boring statistics and facts. I have developed a sure way of reasoning whether a financial deal is good or bad for you, and anyone can use it. Just study television advertising. It costs a lot of money to advertise on TV! No business can afford to do so over the long haul unless it is to their advantage. You need to ask the question, “If it is good for them, is it also good for me?” Call me a cynic, but I think not!

I’ll give you some classic examples. How may TV ads do you see for new cars? How many for used cars? Are you better off financially buying a new car or a used one? When it seems every other ad is telling you it is time to buy gold, is it? Are you really going to tell you doctor what drugs he or she should be prescribing for you? But I think in the TV ad race, credit cards take the prize. Do you still think they were designed primarily for your benefit?

I have been “credit card free” for over a decade, and yet, here I am, alive and (relatively – I’m 75 at this writing) well. I am able to do everything with cash, checks and a debit card you can do with a credit card except on very important thing: I cannot spend money I do not have. The first rule of financial management is to spend less than you make. The real trouble with credit cards is not so much the staggering amount of interest and other fees paid to credit card companies, but the fact that credit cards let people spend more than they make. This is a formula for financial disaster.

As a financial advisor, if I could only influence a client to make one change in his or her behavior, my choice would be easy: Move the client from a credit to a cash system. At least then they would be limited to spending all they make, not more. That first step would be huge, and hopefully they would sooner or later figure out how to spend less, save for the future, and learn the other basic disciplines of financial management.

At this point, you may be feeling sorry for those “other people” who don’t use credit cards responsibly like you do. To you I have another question: Do you spend more using credit cards than you would if you had to hand over cold cash? As you would expect, retailers are very interested in the answer and have studied the situation carefully. They now know people spend from 12% to 18% more if credit is available, than if they have to pay cash. Even my aforementioned friends and relatives admit they occasionally make purchases with credit cards when their bank accounts are not up to the challenge.

And what about those lucrative rewards programs? The math is easy. I am spending 12% to 18% more to get a 1% or 2% cash back reward. Such a deal. For the retailer and the bank!

Yes, I believe future generations will look back and say, “Can you believe they thought they couldn’t live without credit cards? No wonder so many struggled to remain solvent!”

Lakeview’s Treasure

Eysail Hammer, at 103, is the eldest resident at Lakeview Village

 

Eysail was born in 1913 in Edwardsville, Kansas – population 350. She was the middle of 7 children. Her father was a potato farmer. To help with the family expenses, Eysail delivered the Kansas City Star while growing up. At that time it came out twice a day. It was an era where her mom was able to pay the doctor with milk from their cow in exchange for his service.

Eysail’s father died, and so she was only able to finish one year of high school so that she could work and help at home. Money was tight and her mom wasn’t able to make ends meet, so they had to send her two youngest sisters to an Odd Fellows home in Manhattan for a few years. Then her mom remarried and was able to bring the girls back home to be with her.

Eysail married at the age of 18 a 22-year-old man named Carter. Carter was a secretary at Morris feed lots, where he worked seven days a week, 10 hours a day and made $25 per week. It was a lot of hours, but they were so thankful to have a job with the way the economy was during the depression. Carter had an enlarged heart, and found it hard to find work after the feed lot job, so he went to California to work in the shipyards. Eysail heard about a sheet metal school that the government had started for war work, so she learned how to be a “riveter,” and moved to California to join Carter. Carter was currently living in a house with other workers, and the only reason they allowed Eysail to live there was that they had to work opposite shifts, due to space in the house. After awhile, Eysail quit her job so that she could actually spend some time with her husband. So she went to the employment office where they sent her to Pan American where she read blueprints and laid out the repair plan for ships. In fact, the first injured clipper ship from the war was sent to her shipyard for repair. She was then sent to the shipyards so she could work on ships. They also made Liberty Ships. These were ships that took supplies to the fighter ships. It was a male dominated workforce for sure, and the men let her know that, but for the most part, they left Eysail alone because her husband worked there, too.

In 1948, Carter died at the age of 38, so Eysail moved back home and lived with her mom and went to Donnelly College for accounting, which allowed her to find a job as a bookkeeper. She then married a man named Fay Duncan who had 3 children. She calls them her “gift children.” She is still in touch with them to this day.

Eysail said she worked harder after she got married to Fay because they fixed up houses. She said she learned a lot about construction and fixing and such, and that it was hard physical labor!

Fay died years later and so Eysail moved to Kansas City where she was a member of Covenant Church. She put her fellowship in the church and was elected to be a deaconess. Eysail became friends with a nice couple, Roy and Addy Hammar through church. They were friends for years. Time went on and Eysail decided to retire and move to Lakeview Village. Roy happened to move to Lakeview as well, after his wife Addy died, and he and Eysail continued their friendship, until they married. Eysail said, “Why not?” They were married for 19 years before Roy passed away.

At the age of 103, Eysail is currently Lakeview’s oldest resident and has lived here for 31 years. It’s amazing how much change she has seen in the world. She enjoys reading and visiting with her “gift” children and grandchildren. Whenever you see Eysail, there’s always a smile on her face and a twinkle in her eye. She is a delightfully sweet and genuine woman. You should stop by and get to know her. It’ll make your day.